McHenry County property record for 20506 IL Route 173, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.63 acres (114,563 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-36-251-008 |
| Primary APN | 01-36-251-008 |
|---|
| Lot Area | 114,563 sqft (2.63 acres) |
|---|
| Street Address | 20506 IL ROUTE 173 |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-9497 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 1986R0961161 PT NWLY CEN HWY SW1/4 NE1/4 |
| Legal Range | 05E |
| Legal Township | 46N |
| Legal Section | 36 |
| Legal Block | 251 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 870302 |
20506 IL Route 173 is owned and occupied by an individual who acquired it in November 1986.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20506 IL ROUTE 173, HARVARD, IL 60033-9497 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 1986 |
| Deed Sale | Nov 6, 1986 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 20506 IL ROUTE 173, HARVARD, IL 60033-9497 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000007840 |
|---|---|
| Date | Apr 3, 2024 |
| Instrument | 2024R0007840 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $87,233 Land $13,736 Building $73,497 | $261,699 Land $41,208 Building $220,491 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20506 IL Route 173 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20506 IL Route 173 is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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