Harris County property record for 20503 Saddleback Chase Ln, Cypress, TX 77433
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,610 sqft · built 2012 |
| Lot Size | 0.178 acres (7,751 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $173,200 (Jun 2012) |
| Tax Bill | $6,388 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 129-821-002-0032 |
| Primary APN | 129-821-002-0032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,610 sqft Living Area |
| 1st Floor Area | 1,551 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,751 sqft (0.178 acres) |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1298210020032 |
|---|---|
| Street Address | 20503 SADDLEBACK CHASE LN |
| City | CYPRESS |
| State | TX |
| Zip | 77433-3619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 32 BLK 2 PINE CREEK AT CANYON LAKES WEST SEC 4 |
| Legal Subdivision | PINE CREEK AT CANYON LAKES WEST SEC 4 |
| Legal Block | 2 |
| Legal Lot Number | 32 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 543005 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20503 SADDLEBACK CHASE LN, CYPRESS, TX 77433-3619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2012 · Amount on Record |
| Deed Sale | Jun 15, 2012 · Amount on Record |
| Deed Document Number | 2012265931 |
| Prior Transfer Date | Jun 13, 2012 |
| Prior Transfer Doc | 20120265931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Apr 27, 2026 |
| Property Address | 20503 SADDLEBACK CHASE LN, CYPRESS, TX 77433-3619 |
| Document Number | 0000157454 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 2026157454 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 20503 SADDLEBACK CHASE LN, CYPRESS, TX 77433-3619 |
| Document Number | 0000157454, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 2026157454 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,630 (-1.49%) Land $64,044 Building $284,586 | $348,630 (-1.49%) Land $64,044 Building $284,586 | |
| 2025 | $6,388.00 (-6.21%) Homeowner's exemption | $353,901 (-12.36%) Land $64,044 Building $289,857 | $353,901 (-12.36%) Land $64,044 Building $289,857 |
| 2024 | $6,811.00 (+274.64%) | ||
| 2023 | $403,793 Land $64,044 Building $339,749 | $403,793 Land $64,044 Building $339,749 | |
| 2022 | $1,818.00 (+13.13%) | ||
| 2020 | $1,607.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 154 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 154 in force |
| Nearby Flood Claims | 4 (2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 165 serves 40,503 people · EPA ID TX1012187 |
|---|---|
| Water Source | Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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