20503 Gathering Oak, San Antonio, TX 78258 Property Records

Bexar County property record for 20503 Gathering Oak, San Antonio, TX 78258

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,683 sqft · built 1999
Lot Size	0.108 acres (4,685 sqft)
Owner	Company Name on Record
Last Sale	$152,500 (Jun 2017)
Tax Bill	$5,032 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17625-001-0260`

Property Details

APN / Parcel Number

Primary APN	`17625-001-0260`
Alternative APN	`663373`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,683 sqft Living Area
Gross Area	2,136 sqft
1st Floor Area	844 sqft
2nd Floor Area	839 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Contemporary
Exterior Material	Frame Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	4,685 sqft (0.108 acres)
Garage Type	Attached
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	112 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20503 GATHERING OAK
City	SAN ANTONIO
State	TX
Zip	78258-3168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NCB 17625 BLK 1 LOT 26 (STONE OAK MEADOWS UT-2) STONE OAK ANNEXATION
Legal Subdivision	STONE OAK MEADOWS UT-2
Legal Block	1
Legal Lot Number	26
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTH
Census Block Group	1
Census Block	1000
Census Tract	191815

Owner

Source: Bexar County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20503 GATHERING OAK, SAN ANTONIO, TX 78258-3168
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Line of Credit PENNYMAC LOAN SERVICES LLC
Jun 5, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2017 · Amount on Record
Deed Sale	Jun 5, 2017 · Amount on Record
Prior Sale	Aug 9, 2013 · Amount on Record
Deed Document Number	2017107811
Deed Book / Page	18552 / 1350
Prior Transfer Date	Aug 1, 2013
Prior Transfer Doc	0000165858
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Recording Date	Sep 30, 2026
Property Address	20503 GATHERING OAK, SAN ANTONIO, TX 78258-3168
Document Number	0000191480
Instrument Date	Sep 21, 2026
Instrument	2026191480
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20503 GATHERING OAK, SAN ANTONIO, TX 78258-3168

Mortgage

Document Number	0000191480,
Date	Sep 30, 2026
Instrument	2026191480

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEXAR TX
Recording Date	Jun 5, 2017
Property Address	20503 GATHERING OAK, SAN ANTONIO, TX 78258-3168
Document Number	0000107811
Book / Page	18552 / 1350
Map Reference	VOL9537 PG208
Instrument Date	May 31, 2017
Instrument	20170107811
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	FATCO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20503 GATHERING OAK, SAN ANTONIO, TX 78258-3168

Mortgage

Document Number	0000107812
Date	Jun 5, 2017
Instrument	20170107812

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	San Antonio City
Unified School District	North East Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,032.00 (-7.89%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$325,110 (-) Land $69,340 Building $255,770	$325,110 (-) Land $69,340 Building $255,770
2024	$5,463.00 (-26.79%)
2023	$7,462.00 (+6.63%)	$325,110 Land $69,340 Building $255,770	$325,110 Land $69,340 Building $255,770
2022	$6,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Google Fiber.

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