Arapahoe County property record for 20503 E Girard Dr, Aurora, CO 80013
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,428 sqft · built 2005 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $470,000 (Feb 2020) |
| Tax Bill | $6,038 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit May 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1975-35-3-18-009 |
| Primary APN | 1975-35-3-18-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,428 sqft Living Area |
| Gross Area | 4,343 sqft |
| 1st Floor Area | 1,295 sqft |
| 2nd Floor Area | 1,133 sqft |
| Basement Area | 1,273 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,011 sqft (0.138 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Driveway | Driveway |
| Driveway Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 100 sqft |
| Patio Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 034267182 |
|---|---|
| Street Address | 20503 E GIRARD DR |
| City | AURORA |
| State | CO |
| Zip | 80013-8937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | SUBDIVISIONCD 017165 SUBDIVISIONNAME THE CONSERVATORY SUB 1ST FLG BLOCK 072 LOT 008 LOT 8 BLOCK 72 THE CONSERVATORY SUB 1ST FLG |
| Legal Range | 66W |
| Legal Township | 4S |
| Legal Section | 35 |
| Legal Quarter | 3 |
| Legal Subdivision | THE CONSERVATORY SUB 1ST FLG |
| Legal Block | 072 |
| Legal Lot Number | 008,8 |
| Jurisdiction | ARAPAHOE CO |
| Township / Civil Division | SOUTH AURORA |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 83000 |
Source: Arapahoe County records, as of June 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20503 E GIRARD DR, AURORA, CO 80013-8937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 11, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 7, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2020 · Amount on Record |
| Deed Sale | Feb 21, 2020 · Amount on Record |
| Prior Sale | Mar 17, 2014 · Amount on Record |
| Deed Document Number | 202021795 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 20503 E GIRARD DR, AURORA, CO 80013-8937 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20503 E GIRLAND DR, AURORA, CO 80013 |
| Document Number | 00E5066091 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | E5066091 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 10, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 20503 E GIRARD DR, AURORA, CO 80013-8937 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20503 E GIRARD DR, AURORA, CO 80013-8937 |
| Document Number | 00E3031675 |
|---|---|
| Date | May 11, 2023 |
| Instrument | E3031675 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 20503 E GIRARD DR, AURORA, CO 80013-8937 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20503 E GIRARD DR, AURORA, CO 80013-8937 |
| Document Number | 00E3007516 |
|---|---|
| Date | Feb 7, 2023 |
| Instrument | E3007516 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jan 23, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Recording Date | Feb 21, 2020 |
| Property Address | 20503 E GIRARD DR, AURORA, CO 80013-8937 |
| Document Number | 00E0021795 |
| Instrument Date | Feb 20, 2020 |
| Instrument | E0021795 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2020 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20503 E GIRARD DR AURORA CO 800138937, AURORA, CO 80013-8937 |
| Document Number | E0021796 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | E0021796 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2050 |
Source: Arapahoe County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Arapahoe County |
| Municipality | Aurora City |
| Unified School District | Adams-Arapahoe School District 28J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,609 (-2.08%) | $647,200 (-) Land $209,000 Building $438,200 | |
| 2025 | $6,038.00 (-1.55%) | $40,451 (-9.32%) | $647,200 (-10.21%) Land $209,000 Building $438,200 |
| 2024 | $6,133.00 (+19.55%) | ||
| 2023 | $44,609 | $720,800 Land $178,500 Building $542,300 | |
| 2021 | $5,130.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AURORA serves 533,407 people · EPA ID CO0103005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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