20502 Elkview Ct, Richmond, MN 56368 Property Records

Stearns County property record for 20502 Elkview Ct, Richmond, MN 56368

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 864 sqft · built 1969
Lot Size	0.677 acres (29,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$434,900 (Aug 2026)
Tax Bill	$2,990 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`23-14061-0000`

Property Details

APN / Parcel Number

Primary APN	`23-14061-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	768 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	29,500 sqft (0.677 acres)
Lot Dimensions	125 ft deep x 425 ft wide
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	20502 ELKVIEW CT
City	RICHMOND
State	MN
Zip	56368-7304
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 029 BLK 002 BREEZEAWAY SHORES SECTION 36 TOWNSHIP 123 RANGE 031 SECTION 36 TOWNSHIP 123 RANGE 031
Legal Range	31W
Legal Township	123
Legal Section	36
Legal Subdivision	BREEZEAWAY SHORES
Legal Block	2
Legal Lot Number	29
Jurisdiction	STEARNS MN
Township / Civil Division	MUNSON
Census Block Group	3
Census Block	3085
Census Tract	11101

Owner

Source: Stearns County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4033 120TH ST NW, PENNOCK, MN 56279-9767
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer · Conventional Mortgage HERITAGE BANK
Sep 1, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	Sep 1, 2020 · Amount on Record
Deed Document Number	20261718585
Prior Transfer Date	Apr 25, 2025
Prior Transfer Doc	00A1691231
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 5, 2026
Property Address	20502 ELKVIEW CT, RICHMOND, MN 56368-7304
Document Number	0001718585
Instrument Date	Jul 27, 2026
Instrument	20261718585
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	CLEAR TITLE, CLEAR SKYE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144,952.17
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4033 120TH ST NW, PENNOCK, MN 56279-9767

Mortgage

Document Number	0001718586,
Date	Aug 5, 2026
Instrument	20261718586

Lender

Name	HERITAGE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 1, 2020
Property Address	20502 ELKVIEW CT, RICHMOND, MN 56368-7304
Document Number	00A1579002
Instrument Date	Aug 27, 2020
Instrument	A1579002
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14515 OCONNELL RD, SAVAGE, MN 55378-2847

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Munson Township
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,990.00 (+3.32%)	$358,500 (+0.65%) Land $253,300 Building $105,200	$358,500 (+0.65%) Land $253,300 Building $105,200
2025		$356,200 (+4.89%) Land $252,800 Building $103,400	$356,200 (+4.89%) Land $252,800 Building $103,400
2023	$2,894.00	$339,600 Land $237,900 Building $101,700	$339,600 Land $237,900 Building $101,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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