Mecklenburg County property record for 20500 Deep Cove Ct, Cornelius, NC 28031 · Last verified June 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 1985 |
| Square Footage | 5,729 sqft Heated Area |
| Lot Size | 45,085 sqft (1.03 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $750,000 (2016) |
| Tax Bill | $11,857.00 (2023) |
| Primary APN | 001-491-80 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 5,729 sqft Heated Area |
| Gross Area | 3,974 sqft Gross Area |
| 1st Floor Area | 1,742 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 45,085 sqft (1.03 acres) |
| Garage Area | 480 sqft Garage |
| Deck Area | 120 sqft Deck |
| Porch | Porch |
| Porch Area | 192 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Old Parcel Number | 001-491-80 |
|---|---|
| Street Address | 20500 DEEP COVE CT |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-7232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L6 M19-480 & ADJ TR |
| Legal Subdivision | DEEP COVE |
| Legal Lot Number | 6 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 6217 |
Source: Mecklenburg County records · APN 001-491-80
Assessment roll updated January 1, 2023 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 20500 DEEP COVE CT, CORNELIUS, NC 28031-7232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2022 | Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO |
| Feb 11, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Sep 13, 2017 | Deed of Trust, Mortgage · Line of Credit AQUESTA BANK |
| Feb 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 25, 2016 · Amount on Record |
| Deed Sale | May 25, 2016 · Amount on Record |
| Deed Document Number | 0003084883 |
| Deed Book / Page | 30848 / 83 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20500 DEEP COVE CT, CORNELIUS, NC 28031-7232 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000071757 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 37328/565 |
| Instrument | 2022071757 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Jun 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.12% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20500 DEEP COVE CT, CORNELIUS, NC 28031-7232 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019508 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 34274/868 |
| Instrument | 2020019508 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20500 DEEP COVE CT, CORNELIUS, NC 28031-7232 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000123788 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | 32115/263 |
| Instrument | 2017123788 |
| Name | AQUESTA BANK |
|---|---|
| Type | Bank |
| Address | MOORESVILLE, NC 28117 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20500 DEEP COVE CT, CORNELIUS, NC 28031-7232 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019507 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 34274/853 |
| Instrument | 2020019507 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2035 |
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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