Clayton County property record for 20500 Cable Ave, Elgin, IA 52141
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 1,772 sqft · built 1900 |
| Lot Size | 1.94 acres (84,506 sqft) |
| Owner | Individual Name on File |
| Last Sale | $715,474 (Oct 2014) |
| Tax Bill | $1,012 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0526126010 |
| Primary APN | 0526126010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,772 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Basement Area | 1,172 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 84,506 sqft (1.94 acres) |
| Porch | Open Porch |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 20500 CABLE AVE |
|---|---|
| City | ELGIN |
| State | IA |
| Zip | 52141-8158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 2 OF 2 SPAIN'S SUBDIVISION 26 94 6 |
| Legal Township | 94 |
| Legal Subdivision | SPAINS SUB |
| Legal Lot Number | 2 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | MARION |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 70200 |
Source: Clayton County assessment roll, as of May 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 29738 EASTERN RD, CASTALIA, IA 52133-7713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 1, 2014 · Amount on Record |
| Deed Sale | Oct 1, 2014 · Amount on Record |
| Deed Document Number | 2014R03109 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 20500 CABLE AVE, ELGIN, IA 52141-8158 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2022R00324 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 2022R00324 |
| Name | LUANNA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 14, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Clayton County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Unified School District | North Fayette Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $103,608 (+22.49%) Land $5,971 Building $97,637 | $103,608 (+22.49%) Land $5,971 Building $97,637 | |
| 2024 | $1,012.00 (+16.32%) | ||
| 2023 | $84,587 Land $4,853 Building $79,734 | $84,587 Land $4,853 Building $79,734 | |
| 2022 | $870.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alpine Communications Fiber | 500 / 500 |
No cell data coverage reported
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