2050 Wadhams Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 2050 Wadhams Rd, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,100 sqft · built 1966
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Sep 2017)
Tax Bill	$2,037 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-30-028-2001-100`

Property Details

APN / Parcel Number

Primary APN	`74-30-028-2001-100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft
Basement Area	1,100 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Lot Area	87,120 sqft (2 acres)
Garage Area	1,488 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2050 WADHAMS RD
City	SAINT CLAIR
State	MI
Zip	48079-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	BEG S 168' FROM NE SEC COR, TH S 168', TH N 89D 52M 58S W 518.70', TH N 168', TH S 89D 52M 58S E 518.70' TO BEG SECTION 28
Legal Range	16E
Legal Township	05N
Legal Section	28
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	2
Census Block	2002
Census Tract	640200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2050 WADHAMS RD, SAINT CLAIR, MI 48079-3807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Sep 5, 2017	Warranty Deed, Transfer · Conventional with PMI MORTGAGE ONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2017 · Amount on Record
Deed Sale	Sep 5, 2017 · Amount on Record
Deed Document Number	201721091
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2050 WADHAMS RD, SAINT CLAIR, MI 48079-3807
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	JBN TITLE, JB TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2050 WADHAMS RD, SAINT CLAIR, MI 48079-3807

Mortgage

Document Number	0053250522
Date	Feb 25, 2021
Book Page	5325/522
Instrument	2021005601

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 5, 2017
Property Address	2050 WADHAMS RD, SAINT CLAIR, MI 48079-3807
Document Number	0048650019
Book / Page	004865 / 000019
Instrument Date	Aug 22, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,634.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 N 7TH ST ST CLAIR MI 480794838, ST CLAIR, MI 48079-4838

Mortgage

Document Number	48650021
Date	Sep 5, 2017
Book Page	004865/000021

Lender

Name	MORTGAGE ONE
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,500 (+3.66%)	$215,000 (+3.66%)
2025	$2,037.00 (+3.51%) Homeowner's exemption	$103,700 (+8.25%)
2024	$1,968.00 (+10.13%)		$207,400 (+8.25%)
2023		$95,800
2022	$1,787.00		$191,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Duke Broadband Fiber	1,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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