2050 Rockfork Rd, Morehead, KY 40351 Property Records

Rowan County property record for 2050 Rockfork Rd, Morehead, KY 40351

Property Summary

Property Type	Mobile Home
Details	1 ba · built 1976
Lot Size	11.3 acres (492,664 sqft)
Owner	Individual Name on File
Tax Bill	$860 (2025)
Deeds & Mortgages	Jul 2024 Mortgage May 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`074-00 00 019.03`

Property Details

APN / Parcel Number

Primary APN	`074-00 00 019.03`
Alternative APNs	`5328` `5323` `5640`

Interior

Full Baths	1 Bath

Exterior

Year Built	Built 1976
Roof Material	Composition Shingle
Lot Area	492,664 sqft (11.3 acres)

Location & Zoning

Account Number	5640
Street Address	2050 ROCKFORK RD
City	MOREHEAD
State	KY
Zip	40351-8190
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	#1=8.50/TR#2=2.36/(=11.31 & DW & MAP # 074-00 00 019.08
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	1
Census Block	1012
Census Tract	950100

Owner

2050 Rockfork Rd, a mobile home, is owned by an individual who acquired it in July 2024.

Source: Rowan County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	8815 CRANSTON RD, MOREHEAD, KY 40351-8100
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2024	Quit Claim Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY
May 1, 2024	Intrafamily Transfer, Transfer EASY TITLE COMPANY LLC, LEGACY TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	May 1, 2024
Last Transfer Date	Jul 26, 2024
Transfer Doc	00D292/517
Record Updated	Jun 8, 2026

July 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN KY
Recording Date	Jul 26, 2024
Property Address	2050 ROCKFORK RD, MOREHEAD, KY 40351-8190
Document Number	00D292/517
Book / Page	D292 / 517
Instrument Date	Jul 9, 2024
Instrument	2031129
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	EASY TITLE COMPANY LLC, LEGACY TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8815 CRANSTON RD, MOREHEAD, KY 40351-8100

Mortgage

Document Number	0002031130
Date	Jul 26, 2024
Instrument	2031130

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN KY
Recording Date	May 1, 2024
Property Address	2050 ROCKFORK RD, MOREHEAD, KY 40351-8190
Document Number	00D291/573
Book / Page	D291 / 573
Map Reference	MB 163 OG 256
Instrument Date	Apr 18, 2024
Instrument	2029675
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	EASY TITLE COMPANY LLC, LEGACY TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8815 CRANSTON RD, MOREHEAD, KY 40351-8100

Tax Assessment & Valuation

The 2025 property tax bill for 2050 Rockfork Rd was $860.

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$860.00	$102,775 Land $88,095 Building $14,680	$126,300
2023	$149.00	$17,523	$41,000 Land $36,000 Building $5,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2050 Rockfork Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (2001–2017)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jun 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Mudslides, Jul 2010 · 2 claims Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2050 Rockfork Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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