2050 Christmas Pine Rd, Overgaard, AZ 85933 Property Records

Navajo County property record for 2050 Christmas Pine Rd, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,764 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on Record
Last Sale	$635,000 (Dec 2025)
Tax Bill	$2,621 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2025 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`206-02-164R`

Property Details

APN / Parcel Number

Primary APN	`206-02-164R`

Interior

Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	2,388 sqft
1st Floor Area	1,764 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	624 sqft
Deck Area	Deck Area
Patio Area	625 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2050 CHRISTMAS PINE RD
City	OVERGAARD
State	AZ
Zip	85933-5482
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	SECTION 30, T12N, R17E: PARCEL A, PER SURVEY 2016-18659.AKA: POR T PARCEL C, PER SURVEY 52-62; COM SE COR PARCEL C; TH N89DEG5615 W 355.79; TH N89DEG5615W 199.66 TPOB;TH N89DEG5615W 145.22 ; TH N00DEG0557E 356.43;TH ALG A CURVE (CHRD=S76DEG5641E 11 1
Legal Range	17E
Legal Township	12N
Legal Section	30
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2008
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	307 W EL ALBA WAY, SCOTTSDALE, AZ 85255
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 13, 2025	Deed of Trust, Mortgage · Line of Credit ZB NA
Nov 4, 2024	Deed of Trust, Mortgage · Line of Credit ZB NA
Dec 30, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 15, 2020	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/AZ
Jun 30, 2017	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	202519249
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2050 CHRISTMAS PINE RD, OVERGAARD, AZ 85933-5482
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2050 CHRISTMAS PINE RD, OVERGAARD, AZ 85933-5482

Mortgage

Document Number	0000019705
Date	Sep 3, 2021
Instrument	2021-19705

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2050 CHRISTMAS PINE RD, OVERGAARD, AZ 85933-5482
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2050 CHRISTMAS PINE RD, OVERGAARD, AZ 85933-5482

Mortgage

Document Number	0000008213
Date	Jun 13, 2025
Instrument	2025-08213

Lender

Name	ZB NA
Type	Bank
Address	OVERGAARD, AZ 85933

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2050 CHRISTMAS PINE RD, OVERGAARD, AZ 85933-5482
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2050 CHRISTMAS PINE RD, OVERGAARD, AZ 85933-5482

Mortgage

Document Number	0000015707
Date	Nov 4, 2024
Instrument	2024-15707

Lender

Name	ZB NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Dec 30, 2025
Property Address	2050 CHRISTMAS PINE RD, OVERGAARD, AZ 85933-5482
Document Number	0000019249
Map Reference	DOC 2016-18659
Instrument Date	Dec 23, 2025
Instrument	2025-19249
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1244, OVERGAARD, AZ 85933-1244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 W EL ALBA WAY, SCOTTSDALE, AZ 85255

Mortgage

Document Number	0000019250
Date	Dec 30, 2025
Instrument	2025-19250

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2050 CHRISTMAS PINE RD, OVERGAARD, AZ 85933-5482
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007350
Date	May 9, 2018
Instrument	2018-07350

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2050 CHRISTMAS PINE RD, OVERGAARD, AZ 85933-5482
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013948
Date	Sep 11, 2019
Instrument	2019-13948

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2050 CHRISTMAS PINE RD, OVERGAARD, AZ 85933-5482
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023107
Date	Nov 12, 2020
Instrument	2020-23107

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2050 CHRISTMAS PINE RD, OVERGAARD, AZ 85933-5482
Document Number	0000001939
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2050 CHRISTMAS PINE RD OVERGAARD AZ 85933, OVERGAARD, AZ 85933

Mortgage

Document Number	0000001939
Date	Feb 6, 2020
Instrument	1939

Lender

Name	NATIONAL BK/AZ
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jun 30, 2017
Property Address	2050 CHRISTMAS PINE RD, OVERGAARD, AZ 85933-5482
Document Number	0000009652
Map Reference	DOC2016-18659
Instrument Date	Jun 23, 2017
Instrument	2017-09652
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1134, QUEEN CREEK, AZ 85142-1824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1244, OVERGAARD, AZ 85933-1244

Mortgage

Document Number	0000009653
Date	Jun 30, 2017
Instrument	2017-09653

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$548,905 (-0.54%) Land $52,000 Building $496,905
2026		$55,188 (+9.31%) Land $4,650 Building $50,538	$551,879 (+9.31%) Land $46,500 Building $505,379
2025	$2,621.00 (+1.51%)	$50,487 Land $4,450 Building $46,037	$504,865 Land $44,500 Building $460,365
2024	$2,582.00 (+2.87%)
2023	$2,510.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 87% of Arizona
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Conexon Connect, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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