2050 Braidwood St, El Cajon, CA 92020 Property Records

San Diego County property record for 2050 Braidwood St, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,992 sqft · built 1982
Lot Size	0.453 acres (19,741 sqft)
Owner	2 Individual Names on File
Last Sale	$1,040,000 (Sep 2023)
Tax Bill	$13,202 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`386-651-13-00`

Property Details

APN / Parcel Number

Primary APN	`386-651-13-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,992 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	19,741 sqft (0.453 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2050 BRAIDWOOD ST
City	EL CAJON
State	CA
Zip	92020-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 7 TR 009445
Legal Subdivision	FLETCHER HILLS
Legal Tract	009445
Legal Block	2
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2017
Census Tract	16616

Owner

2050 Braidwood St is owned and occupied by two individuals who bought it in September 2023.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2050 BRAIDWOOD ST, EL CAJON, CA 92020-1004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 3, 2021	Grant Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2023 · Amount on File
Deed Sale	Sep 8, 2023 · Amount on File
Prior Sale	Sep 3, 2021 · Amount on File
Deed Document Number	2023244834
Prior Transfer Date	Jun 16, 1998
Prior Transfer Doc	0000669965
Record Updated	Oct 29, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 8, 2023
Property Address	2050 BRAIDWOOD ST, EL CAJON, CA 92020-1004
Document Number	0000244834
Map Reference	MAP 9445
Instrument Date	Aug 16, 2023
Instrument	2023-0244834
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2050 BRAIDWOOD ST, EL CAJON, CA 92020-1004

Mortgage

Document Number	0000244835
Date	Sep 8, 2023
Instrument	2023-0244835

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 3, 2021
Property Address	2050 BRAIDWOOD ST, EL CAJON, CA 92020-1004
Document Number	0000629825
Map Reference	MAP 9445
Instrument Date	Aug 17, 2021
Instrument	2021-0629825
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2050 BRAIDWOOD ST, EL CAJON, CA 92020-1004

Mortgage

Document Number	0000629826
Date	Sep 3, 2021
Instrument	2021-0629826

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2050 Braidwood St was $13,202.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,082,016 (+2%) Land $832,320 Building $249,696
2025	$13,202.00	$1,060,800 Land $816,000 Building $244,800
2023	$11,201.00 (+0.65%) Homeowner's exemption	$902,699 Land $337,456 Building $565,243
2022	$11,129.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2050 Braidwood St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1978–1996)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 1996 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2050 Braidwood St is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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