Oakland County property record for 2050 Blue Stone Ln, Commerce Township, MI 48390
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 2,670 sqft · built 1996 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $345,000 (Aug 2019) |
| Tax Bill | $7,062 (2024) |
| Deeds & Mortgages | Jul 2023 Line of Credit Mar 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-23-226-074 |
| Primary APN | E-17-23-226-074 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,670 sqft Living Area |
| 1st Floor Area | 1,944 sqft |
| Basement Area | 1,944 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 104 sqft |
| Deck Area | 434 sqft |
| Patio Area | 434 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 2050 BLUE STONE LN |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48390-1526 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | KI |
| Legal Description | T2N, R8E, SEC 23 OAKLAND COUNTY CONDOMINIUM PLAN NO 766 STONE GATE UNIT 72 L 12725 P 701 6-8-94 FR 038 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 23 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 72 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 134500 |
Source: Oakland County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2050 BLUE STONE LN, COMMERCE TOWNSHIP, MI 48390-1526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 11, 2021 | Deed of Trust, Mortgage · VA Mortgage CITIZENS BANK NA |
| May 14, 2020 | Deed of Trust, Mortgage · VA Mortgage CITIZENS BANK NA |
| Jun 17, 2020 | Intrafamily Transfer, Transfer |
| Aug 2, 2019 | Warranty Deed, Transfer |
| Nov 30, 2017 | Intrafamily Transfer, Transfer · ARM MB FINANCIAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2019 · Amount on Record |
| Deed Sale | Aug 2, 2019 · Amount on Record |
| Prior Sale | Aug 2, 2019 · Amount on Record |
| Deed Document Number | 0000123875 |
| Deed Book / Page | 53095 / 00180 |
| Last Transfer Date | Jun 17, 2020 |
| Transfer Doc | 0000115113 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2050 BLUE STONE LN, COMMERCE TOWNSHIP, MI 48390-1526 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2050 BLUE STONE LN, COMMERCE TOWNSHIP, MI 48390-1526 |
| Document Number | 0000074518 |
|---|---|
| Date | Jul 11, 2023 |
| Book Page | 58725/743 |
| Instrument | 74518 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2050 BLUE STONE LN, COMMERCE TOWNSHIP, MI 48390-1526 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2050 BLUE STONE LN 72, 72, COMMERCE TOWNSHIP, MI 48390-1526 |
| Document Number | 0000063541 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 55861/860 |
| Instrument | 63541 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2050 BLUE STONE LN, COMMERCE TOWNSHIP, MI 48390-1526 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000094622 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 54213/466 |
| Instrument | 94622 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 17, 2020 |
| Property Address | 2050 BLUE STONE LN, COMMERCE TOWNSHIP, MI 48390-1526 |
| Document Number | 0000115113 |
| Book / Page | 54355 / 321 |
| Map Reference | LB 12725 PG 701-747 |
| Instrument Date | May 14, 2020 |
| Instrument | 115113 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2050 BLUE STONE LN, COMMERCE TOWNSHIP, MI 48390-1526 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 2, 2019 |
| Property Address | 2050 BLUE STONE LN, COMMERCE TOWNSHIP, MI 48390-1526 |
| Document Number | 0000123875 |
| Book / Page | 53095 / 00180 |
| Map Reference | LB 12725 PG 701-747 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 123875 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,967.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2050 BLUE STONE LN, 2050, COMMERCE TOWNSHIP, MI 48390-1526 |
| Name | Verified Name |
|---|---|
| Address | 2050 BLUE STONE LN, COMMERCE TOWNSHIP, MI 48390-1526 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 30, 2017 |
| Property Address | 2050 BLUE STONE LN, COMMERCE TOWNSHIP, MI 48390-1526 |
| Document Number | 0000219539 |
| Book / Page | 51338 / 00613 |
| Map Reference | LB 12725 PG 701-747 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 219539 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2050 BLUE STONE LN, 2050, COMMERCE TOWNSHIP, MI 48390-1526 |
| Name | Verified Name |
|---|---|
| Address | 2050 BLUE STONE LN, COMMERCE TOWNSHIP, MI 48390-1526 |
| Document Number | 0000219540 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 219540 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Dec 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
Source: Oakland County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $260,300 | $520,600 | |
| 2024 | $7,062.00 (+3,11%) | ||
| 2021 | $220.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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