2050 Bearskin Cir, Overgaard, AZ 85933 Property Records

Navajo County property record for 2050 Bearskin Cir, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,612 sqft · built 1991
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Nov 2018)
Tax Bill	$817 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-30-112A`

Property Details

APN / Parcel Number

Primary APN	`206-30-112A`

Interior

Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Detached
Garage Area	624 sqft
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	2050 BEARSKIN CIR
City	OVERGAARD
State	AZ
Zip	85933-3263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	HOLIDAY FOREST #2 LOT 112 & S2 LOT 111
Legal Range	17E
Legal Township	12N
Legal Section	30
Legal Subdivision	HOLIDAY FOREST #2
Legal Lot Number	111-1
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2022
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	733 E CAMPBELL AVE, GILBERT, AZ 85234-4670
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2019	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Nov 29, 2018	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2018 · Amount on Record
Deed Sale	Nov 29, 2018 · Amount on Record
Deed Document Number	201819422
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2050 BEARSKIN CIR, OVERGAARD, AZ 85933-3263
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015909
Date	Oct 9, 2019
Instrument	2019-15909

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Nov 29, 2018
Property Address	2050 BEARSKIN CIR, OVERGAARD, AZ 85933-3263
Document Number	0000019422
Map Reference	MB10 PG39
Instrument Date	Oct 30, 2018
Instrument	2018-19422
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 E CAMPBELL AVE, GILBERT, AZ 85234-4670

Mortgage

Document Number	0000019423
Date	Nov 29, 2018
Instrument	2018-19423

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$328,167 (+138.46%) Land $24,330 Building $303,837
2025	$817.00 (+4.21%)	$13,761 Land $2,532 Building $11,229	$137,617 Land $25,324 Building $112,293
2023	$784.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 66% of Arizona
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000

May also be available: Conexon Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bearskin Cir

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