205 Windom Way, Frederick, MD 21702 Property Records

Frederick County property record for 205 Windom Way, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,811 sqft · built 2014
Lot Size	0.189 acres (8,237 sqft)
Owner	Individual Name on File
Last Sale	$762,000 (Apr 2014)
Tax Bill	$9,943 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-589773`

Property Details

APN / Parcel Number

Primary APN	`02-589773`
Alternative APN	`589773`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,811 sqft Living Area
Gross Area	4,273 sqft
1st Floor Area	1,848 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,237 sqft (0.189 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	88 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	589773
Street Address	205 WINDOM WAY
City	FREDERICK
State	MD
Zip	21702-3146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 854 PLAT 1 SECTI 8,237 SQ FT CLOVER RIDGE
Legal Subdivision	CLOVER RDG SEC 7 2
Legal Lot Number	854
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	2
Census Block	2008
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

205 Windom Way is owned and occupied by an individual who bought it in April 2014.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	205 WINDOM WAY, FREDERICK, MD 21702-3146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Jan 23, 2019	Deed of Trust, Mortgage · Line of Credit HOMESIDE FINANCIAL LLC
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 22, 2019	Deed of Trust, Mortgage · Conventional with PMI MILEND
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage MILEND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2014 · Amount on File
Deed Sale	Apr 17, 2014 · Amount on File
Deed Book / Page	10014 / 473
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	205 WINDOM WAY, FREDERICK, MD 21702-3146
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0128100129
Date	Jan 23, 2019
Book Page	12810/0129

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Sep 1, 2048

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	205 WINDOM WAY, FREDERICK, MD 21702-3146
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	MAY MAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0128100147
Date	Jan 23, 2019
Book Page	12810/0147

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	236 Months
Due	Sep 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	205 WINDOM WAY, FREDERICK, MD 21702-3146
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 WINDOM WAY, FREDERICK, MD 21702-3146

Mortgage

Document Number	0158800001
Date	Apr 26, 2022
Book Page	15880/1

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Aug 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	205 WINDOM WAY, FREDERICK, MD 21702-3146
Document Number	0133240389
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	EXPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	205 WINDOM WAY FREDERICK MD 217023146, FREDERICK, MD 21702-3146

Mortgage

Document Number	0133240389
Date	Nov 6, 2019
Book Page	013324/000389

Lender

Name	MILEND
Address	ALPHARETTA, GA 30009

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	205 WINDOM WAY, FREDERICK, MD 21702-3146
Document Number	0133240414
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	EXPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	205 WINDOM WAY FREDERICK MD 217023146, FREDERICK, MD 21702-3146

Mortgage

Document Number	0133240414
Date	Nov 6, 2019
Book Page	013324/000414

Lender

Name	MILEND
Address	ALPHARETTA, GA 30009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 5, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 205 Windom Way was $9,943 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$640,733	$694,200 Land $110,300 Building $583,900
2025	$9,943.00
2023	$8,838.00 Homeowner's exemption	$512,800	$614,000 Land $110,300 Building $503,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 205 Windom Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 Windom Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

Nearby Properties on Windom Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures