205 Waterside Dr, Lafayette, LA 70503 Property Records

Lafayette Parish property record for 205 Waterside Dr, Lafayette, LA 70503

Property Summary

Property Type	Single Family Home
Details	4,750 sqft · built 1993
Lot Size	0.612 acres (26,650 sqft)
Owner	Individual Name on Record
Last Sale	$908,000 (Sep 2018)
Tax Bill	$11,147 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jul 2013 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6085281`

Property Details

APN / Parcel Number

Primary APN	`6085281`

Interior

Building Area	4,750 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	26,650 sqft (0.612 acres)
Garage Area	1,402 sqft

Location & Zoning

Street Address	205 WATERSIDE DR
City	LAFAYETTE
State	LA
Zip	70503-5493
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 142 FERNEWOOD PHASE V SEC II (P OF LT 309 PHASE XII & LOT 142 PHASE V)-(TOTAL 26, 650 SQ FT )
Legal Range	04E
Legal Township	10S
Legal Section	07
Legal Subdivision	FERNEWOOD PH 5 SECTION 2
Legal Phase	5
Legal Lot Number	142,309
Jurisdiction	LAFAYETTE LA
Township / Civil Division	F
Census Block Group	6
Census Block	6002
Census Tract	1412

Owner

Source: Lafayette Parish records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	205 WATERSIDE DR, LAFAYETTE, LA 70503-5493
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage PREFERRED LENDING SOLUTIONS
Jul 3, 2013	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 26, 2009	Deed of Trust, Mortgage · Conventional Mortgage PULASKI MORTGAGE CO
Sep 10, 2018	Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2018 · Amount on Record
Deed Sale	Sep 10, 2018 · Amount on Record
Deed Document Number	201830825
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	205 WATERSIDE DR, LAFAYETTE, LA 70503-5493
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	STANDARD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900042263
Date	Dec 18, 2019
Instrument	2019-00042263

Lender

Name	PREFERRED LENDING SOLUTIONS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	205 WATERSIDE DR, LAFAYETTE, LA 70503-5493
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	NATIONS TITLE, NATIONAL TITLE INSURANCE OF

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201300028371
Date	Jul 3, 2013
Instrument	2013-00028371

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2033

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	205 WATERSIDE DR, LAFAYETTE, LA 70503-5493
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900006848
Date	Feb 26, 2009
Instrument	2009-00006848

Lender

Name	PULASKI MORTGAGE CO
Type	Mortgage Company
Address	LAFAYETTE, LA 70508

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2039

September 2018: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	LAFAYETTE LA
Recording Date	Sep 10, 2018
Property Address	205 WATERSIDE DR, LAFAYETTE, LA 70503-5493
Document Number	201800030825
Map Reference	ENT 92-39901
Instrument Date	Sep 7, 2018
Instrument	2018-00030825
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 ELLENDALE BLVD, LAFAYETTE, LA 70508-6642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 WATERSIDE DR, LAFAYETTE, LA 70503-5493

Tax Assessment & Valuation

Source: Lafayette Parish assessment roll, as of April 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Lafayette Parish
Municipality	Lafayette City
Unified School District	Lafayette Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,147.00 (+3.5%)	$107,163 (+4.16%) Land $16,130 Building $91,033	$1,071,630 (+4.16%) Land $161,300 Building $910,330
2023	$10,770.00 (+0.05%) Homeowner's exemption	$102,888 (-) Land $16,130 Building $86,758	$1,028,880 (-) Land $161,300 Building $867,580
2022	$10,765.00 Homeowner's exemption	$102,888 Land $16,130 Building $86,758	$1,028,880 Land $161,300 Building $867,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	66 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.9% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LFT Fiber Fiber	10,000 / 10,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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