Oneida County and Rome City property record for 205 Walnut St, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,395 sqft · built 1915 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $83,000 (Sep 2002) |
| Tax Bill | $2,667 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance Oct 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 223.016-2-61 |
| Primary APN | 301301 223.016-2-61 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,395 sqft Living Area |
| 1st Floor Area | 927 sqft |
| Upper Floors Area | 468 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Width | 45 ft Width |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 229 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 48580 07 |
|---|---|
| Street Address | 205 WALNUT ST |
| City | ROME |
| State | NY |
| Zip | 13440-2719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-8 |
| Legal Description | H&L 45X120 |
| Legal Block | 2 |
| Legal Lot Number | 61.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 22200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Rome Residential Historic District listed 2025 · 1,199 contributing resources · NRIS 100011346 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
205 Walnut St is owned and occupied by an individual who bought it in September 2002.
Source: Oneida County and Rome City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 205 WALNUT ST, ROME, NY 13440-2719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Oct 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Jan 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2002 · Amount on File |
| Deed Sale | Sep 11, 2002 · Amount on File |
| Deed Book / Page | 2002 / 22391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 205 WALNUT ST, ROME, NY 13440-2719 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000018167 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021-018167 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 97 Months |
| Due | Nov 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 205 WALNUT ST, ROME, NY 13440-2719 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 18167 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021-018167 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 97 Months |
| Due | Nov 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 205 WALNUT ST, ROME, NY 13440-2719 |
| Document Number | 0000001805 |
| Instrument Date | Jan 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 205 WALNUT ST ROME NY 134402719, ROME, NY 13440-2719 |
| Document Number | 0000001805 |
|---|---|
| Date | Feb 1, 2017 |
| Instrument | 1805 |
| Name | COMMUNITY BK |
|---|---|
| Type | Bank |
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 31, 2027 |
The 2026 property tax bill for 205 Walnut St was $2,667 with a homeowner's exemption.
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,667.00 Homeowner's exemption | ||
| 2025 | Homeowner's exemption | $67,900 (-) Land $14,000 Building $53,900 | $159,765 (+6.75%) Land $32,941 Building $126,824 |
| 2024 | $67,900 (-) Land $14,000 Building $53,900 | $149,658 (+0.02%) Land $30,857 Building $118,801 | |
| 2023 | $67,900 (-) Land $14,000 Building $53,900 | $149,625 (+17.92%) Land $30,851 Building $118,774 | |
| 2022 | $4,143.00 Homeowner's exemption | $67,900 Land $14,000 Building $53,900 | $126,892 Land $26,163 Building $100,729 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 205 Walnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 205 Walnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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