Grundy County property record for 205 W Main St, Monteagle, TN 37356
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2.5 ba · 4,119 sqft · built 2012 |
| Owner | Owner Name on File |
| Tax Bill | $6,010 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 031107G B 00303 |
| Primary APN | 031107G B 00303 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 4,119 sqft Total Area |
| 1st Floor Area | 2,670 sqft |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Porch | Open Porch |
|---|---|
| Porch Area | 525 sqft |
| Canopy | 660 sqft |
| Utility Building | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 205 W MAIN ST |
|---|---|
| City | MONTEAGLE |
| State | TN |
| Zip | 37356-7019 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | DISTRICT: 04, COUNTY AREA: M10 |
| Legal Subdivision | CITIZENS STATE BANK |
| Jurisdiction | GRUNDY TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 955100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Monteagle Sunday School Assembly Historic District listed 1982 · 156 contributing resources · NRIS 82003974 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
The current owner of 205 W Main St acquired it in July 2007.
Source: Grundy County records, as of January 26, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 4564 MAIN ST, JASPER, TN 37347-3504 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Last Transfer Date | Jul 19, 2007 |
|---|---|
| Transfer Doc | 0000064813 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 205 W Main St was $6,010.
Source: Grundy County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Grundy County |
| Municipality | Monteagle Town |
| Unified School District | Grundy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,010.00 | $421,440 (-) Land $39,360 Building $382,080 | |
| 2024 | $421,440 (-) Land $39,360 Building $382,080 | ||
| 2023 | $6,010.00 (-19.54%) | $421,440 (+24.86%) Land $39,360 Building $382,080 | |
| 2022 | $7,470.00 | $337,520 Land $32,000 Building $305,520 | $843,800 Land $80,000 Building $763,800 |
| 2020 | $1,053,600 Land $98,400 Building $955,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 205 W Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 205 W Main St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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