Grayson County property record for 205 W Cedar St, Whitewright, TX 75491
| Property Type | Single Family Home |
|---|---|
| Details | 1,226 sqft · built 2020 |
| Lot Size | 0.26 acres (11,369 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,959 (2024) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | X001 4518002 |
| Primary APN | X001 4518002 |
|---|---|
| Alternative APN |
|
| Building Area | 1,226 sqft Living Area |
|---|
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 11,369 sqft (0.26 acres) |
| Lot Dimensions | 149 ft deep x 76 ft wide |
| Porch | Open Porch |
| Porch Area | 116 sqft |
| Utility Building | 96 sqft |
| Account Number | 407950 |
|---|---|
| Street Address | 205 W CEDAR ST |
| City | WHITEWRIGHT |
| State | TX |
| Zip | 75491-2112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MARY LEE ADDITION REPLAT LT 1 2 & 3 BLK 29, LOT 2R, ACRES .261 |
| Legal Subdivision | MARY LEE ADDITION REPLAT LT 1 2 & 3 BLK |
| Legal Block | 29 |
| Legal Lot Number | 2R |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 102 |
Source: Grayson County records · APN X001 4518002
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 205 W CEDAR ST, WHITEWRIGHT, TX 75491-2112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO |
| Apr 12, 2024 | Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Jun 22, 2021 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 12, 2024 |
| Deed Sale | Apr 12, 2024 |
| Prior Sale | Jun 22, 2021 |
| Deed Document Number | 2024-9919 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 205 W CEDAR ST, WHITEWRIGHT, TX 75491-2112 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Title Company | UPWARD TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Address | 205 W CEDAR ST, WHITEWRIGHT, TX 75491-2112 |
| Document Number | 0000030313 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 2025-30313 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | 5887 COPLEY DR, SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Apr 12, 2024 |
| Property Address | 205 W CEDAR ST, WHITEWRIGHT, TX 75491-2112 |
| Document Number | 0000009919 |
| Map Reference | DOC NO2020-114 |
| Instrument Date | Apr 12, 2024 |
| Instrument | 2024-9919 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Title Company | UPWARD TITLE & CLOSING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 205 W CLAAV ST, WHITEWRIGHT, TX 75491 |
| Name | Verified Name |
|---|---|
| Address | 205 W CEDAR ST, WHITEWRIGHT, TX 75491-2112 |
| Document Number | 0000009920 |
|---|---|
| Date | Apr 12, 2024 |
| Instrument | 9920 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Jun 22, 2021 |
| Property Address | 205 W CEDAR ST, WHITEWRIGHT, TX 75491-2112 |
| Document Number | 0000020665 |
| Map Reference | DOC 2020-114 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2021-00020665 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 20, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9785 US HIGHWAY 377100, COLLINSVILLE, TX 76233 |
| Name | Verified Name |
|---|---|
| Address | 205 W CEDAR ST, WHITEWRIGHT, TX 75491-2112 |
| Document Number | 0000020666 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 2021-00020666 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Grayson County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Whitewright Town |
| Unified School District | Whitewright Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $230,147 (+10.71%) Land $51,161 Building $178,986 | $230,147 (+10.71%) Land $51,161 Building $178,986 | |
| 2024 | $2,959.00 (-13.1%) | ||
| 2023 | $207,881 Land $35,699 Building $172,182 | $207,881 Land $35,699 Building $172,182 | |
| 2022 | $3,405.00 |
Source: FEMA National Flood Hazard Layer, Grayson County (48181C), as of October 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cable One Cable | 1,000 / 50 |
| JAB Wireless Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Texoma Communications.
Based on FCC filings for 270 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TX0910011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WHITEWRIGHT serves 1,725 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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