205 W Atlantic St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 205 W Atlantic St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 960 sqft · built 1971
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$1,920,000 (Feb 2022)
Tax Bill	$1,951 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jan 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`988312952964`

Property Details

APN / Parcel Number

Primary APN	`988312952964`
Alternative APN	`008176000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	960 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wood

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988312952964
Street Address	205 W ATLANTIC ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-7906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 3 BLK: R SEC: PL: 1 SL: 80
Legal Subdivision	KILL DEVIL BEACH EXTENDED
Legal Block	R
Legal Lot Number	3
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1056
Census Tract	970302

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1915 RYDER RD, NEWARK, NY 14513-9335
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jan 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2022 · Amount on File
Deed Sale	Feb 22, 2022 · Amount on File
Prior Sale	Nov 4, 2005 · Amount on File
Deed Document Number	2022700113777
Deed Book / Page	2594 / 346
Prior Transfer Date	Jun 9, 2010
Prior Transfer Doc	1835/170
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Feb 22, 2022
Property Address	205 W ATLANTIC ST, KILL DEVIL HILLS, NC 27948-7906
Document Number	002594/346
Book / Page	2594 / 346
Map Reference	MB 1 PG 80
Instrument Date	Feb 17, 2022
Instrument	700113777
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1993, KILL DEVIL HILLS, NC 27948-1993

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 RYDER RD, NEWARK, NY 14513-9335

Mortgage

Document Number	0700113778
Date	Feb 22, 2022
Instrument	700113778

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	205 W ATLANTIC ST, KILL DEVIL HILLS, NC 27948-7906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2278/651
Date	Jan 8, 2019
Book Page	2278/651
Instrument	700060411

Lender

Name	DITECH FINANCIAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2039

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,951.00	$351,700 (-) Land $148,100 Building $203,600	$351,700 (-) Land $148,100 Building $203,600
2025	$1,951.00 (+52.54%)	$351,700 (+107.62%) Land $148,100 Building $203,600
2023	$1,279.00	$169,400 Land $75,000 Building $94,400
2020			$351,700 Land $148,100 Building $203,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 190 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured incl. 100 condo units
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Ripple Fiber.

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