205 W 3rd St, Hermann, MO 65041 Property Records

Gasconade County property record for 205 W 3rd St, Hermann, MO 65041

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 975 sqft · built 1953
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (Jun 2020)
Tax Bill	$1,185 (2025)
Deeds & Mortgages	Nov 2021 Refinance Jun 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`02-7.0-25-3-13-005.000`

Property Details

APN / Parcel Number

Primary APN	`02-7.0-25-3-13-005.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	975 sqft Living Area
1st Floor Area	975 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	205 W 3RD ST
City	HERMANN
State	MO
Zip	65041-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19, W 3RD, ORIG TOWN HERMANN
Legal Range	05W
Legal Township	46N
Legal Section	25
Legal Subdivision	CITY HERMANN
Legal Lot Number	19
Jurisdiction	GASCONADE MO
Township / Civil Division	ROARK
Census Block Group	2
Census Block	2011
Census Tract	960100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hermann Historic District listed 1972 · 341 contributing resources · NRIS 72000712

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

205 W 3rd St is owned and occupied by an individual who bought it in June 2020.

Source: Gasconade County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	205 W 3RD ST, HERMANN, MO 65041-1051
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES SAVINGS BANK OF RHINELAND
Jun 10, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance FLAT BRANCH MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2020 · Amount on File
Deed Sale	Jun 10, 2020 · Amount on File
Deed Document Number	20201538
Prior Transfer Date	May 26, 2020
Prior Transfer Doc	20201540
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	205 W 3RD ST, HERMANN, MO 65041-1051
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20213779
Date	Nov 16, 2021
Instrument	2021-3779

Lender

Name	PEOPLES SAVINGS BANK OF RHINELAND

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GASCONADE MO
Recording Date	Jun 10, 2020
Property Address	205 W 3RD ST, HERMANN, MO 65041-1051
Document Number	20201538
Instrument Date	May 26, 2020
Instrument	2020-1538
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 W 3RD ST, HERMANN, MO 65041-1051

Mortgage

Document Number	20201540
Date	Jun 10, 2020
Instrument	2020-1540

Lender

Name	FLAT BRANCH MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 205 W 3rd St was $1,185.

Source: Gasconade County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Gasconade County
Municipality	Hermann City
Unified School District	Gasconade County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,130 (-)	$95,430 (-) Land $21,780 Building $73,650
2025	$1,185.00	$18,130	$95,430 Land $21,780 Building $73,650
2023	$1,105.00 (+0.18%)	$16,670	$87,720
2022	$1,103.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 205 W 3rd St in Zone X, an area of minimal flood risk, though there have been 74 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	74 (1982–2017)
Claims Outside the SFHA	3 of 74
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 7 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 14 claims Severe Storms & Flooding, Sep 1993 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 W 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERMANN PWS serves 2,500 people · EPA ID MO6010360
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: FireServe.

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