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205 Turtleback Rdg, Matthews, NC 28104 Property Records

Union County property record for 205 Turtleback Rdg, Matthews, NC 28104

Property Summary

Property TypeOther Improved
Details5 bd · 4 ba · 4,842 sqft · built 2022
Lot Size0.299 acres (13,024 sqft)
Owner2 Individual Names on File
Last Sale$1,135,000 (May 2022)
Tax Bill$6,355 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-093-273

Property Details

APN / Parcel Number

Primary APN06-093-273

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area4,842 sqft Living Area
1st Floor Area3,238 sqft
Basement Area3,238 sqft
Unfinished Basement3,238 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick
Lot Area13,024 sqft (0.299 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address205 TURTLEBACK RDG
CityMATTHEWS
StateNC
Zip28104-0020
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodeR-40 WEDDI
Legal Description#120 THE FALLS @ WEDDINGTON PH1 MP3 OPCN467-468
Legal SubdivisionTHE FALLS @ WEDDINGTON
JurisdictionUNION NC
Township / Civil DivisionSANDY RIDGE
Census Block Group1
Census Block1011
Census Tract21019

Owner

205 Turtleback Rdg is owned and occupied by two individuals who bought it in May 2022.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address205 TURTLEBACK RDG, MATTHEWS, NC 28104-0020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2022 · Amount on File
Deed SaleMay 10, 2022 · Amount on File
Prior SaleAug 7, 2019 · Amount on File
Deed Document Number202217251
Deed Book / Page8474 / 826
Record UpdatedOct 29, 2026

May 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionUNION NC
Recording DateMay 10, 2022
Property Address205 TURTLEBACK RDG, MATTHEWS, NC 28104-0020
Document Number0008474826
Book / Page8474 / 826
Map ReferenceCAB N FILE 467&468
Instrument DateMay 9, 2022
Instrument17251
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address370 CENTERPOINTE CIR # 1136, 1136, ALTAMONTE SPRINGS, FL 32701-3632

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017252
DateMay 10, 2022
Instrument17252
Lender
NameWARSAW FSLA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.6%
Type Change DateJun 1, 2032
Change FrequencyMonthly
Min Rate At Change2.75%
Max Rate At Change7.6%
IndexOther
Max Rate7.6%

Tax Assessment & Valuation

The 2025 property tax bill for 205 Turtleback Rdg was $6,355.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityWeddington Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,272,200 (-) Land $276,100 Building $996,100$1,272,200 (-) Land $276,100 Building $996,100
2025$6,355.00$1,272,200 Land $276,100 Building $996,100$1,272,200 Land $276,100 Building $996,100
2023$5,586.00$882,600 Land $182,000 Building $700,600$882,600 Land $182,000 Building $700,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 205 Turtleback Rdg in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimFeb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 Turtleback Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Windstream
DSL · Fiber in parts of the area		200 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Google Fiber.

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