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205 Toad Rd, Durango, CO 81301 Property Records

La Plata County property record for 205 Toad Rd, Durango, CO 81301 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 1.75 ba · 2,008 sqft · built 1996
Lot Size14 acres (611,147 sqft)
Owner2 Individual Names on File
Last Sale$749,000 (Jun 2026)
Tax Bill$1,498 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN5673-102-00-217

Property Details

APN / Parcel Number

Primary APN5673-102-00-217
Alternative APN
  • R023934

Interior

Bedrooms1 Bed
Full Baths1.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,008 sqft Living Area
Gross Area3,208 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleConventional
Lot Area611,147 sqft
Garage TypeAttached
Garage Area1,200 sqft

Utilities, Heating & Cooling

Heating SystemConvection

Location & Zoning

Account NumberR023934
Street Address205 TOAD RD
CityDURANGO
StateCO
Zip81301-9232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT: 3 ELK VALLEY MINOR EX 92-101 205 TOAD RD DURANGO 81301
Legal SubdivisionDURANGO
Legal Tract3
Legal Block2
JurisdictionLA PLATA CO
Township / Civil DivisionBAYFIELD
Census Block Group2
Census Block2030
Census Tract970601

Owner

Source: La Plata County records · APN 5673-102-00-217

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address39601 LUSTER AVE, WARSAW, MO 65355-5665
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2026Special Warranty Deed, Transfer · Conventional Mortgage
VP MORTGAGE INC
Dec 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 09, 2026 · Amount on Record
Deed SaleJun 09, 2026 · Amount on Record
Prior SaleApr 18, 1995 · Amount on Record
Deed Document Number20261255015
Prior Transfer DateMay 28, 2008
Prior Transfer Doc0000977653
Record UpdatedSep 20, 2026

June 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLA PLATA CO
Recording DateJun 09, 2026
Property Address205 TOAD RD, DURANGO, CO 81301-9232
Document Number0001255015
Instrument DateJun 09, 2026
Instrument20261255015
Transaction TypeTransfer
Record UpdatedJun 17, 2026
Title CompanyCOLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SERVI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,564.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001255016,
DateJun 09, 2026
Instrument20261255016
Lender
NameVP MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Mortgage

Document Number0001255017,
DateJun 09, 2026
Instrument20261255017
Lender
Agreement
AmountAmount Recorded
Term25 Months
DueJun 28, 2051
Interest
Rate6.23%
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address205 TOAD RD, DURANGO, CO 81301-9232
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001183253
DateDec 14, 2020
Instrument1183253
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$31,160 (+3.73%) Land $11,090 Building $20,070$509,040 (+5.91%) Land $181,130 Building $327,910
2025$1,498.00 (+66.63%)$30,040 (+38.31%) Land $11,320 Building $18,720$480,630 (+48.25%) Land $181,130 Building $299,500
2024$899.00 (+18.29%)
2023$760.00 (-29.82%)$21,720 (+2.84%) Land $7,570 Building $14,150$324,210 (+6.7%) Land $112,970 Building $211,240
2022$1,083.00$21,120 Land $6,450 Building $14,670$303,860 Land $92,750 Building $211,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskModerate
above 66% of the US · above 57% of Colorado
Wildfire LikelihoodAbout 1 in 485 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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