205 Thomas Ave, Lyndhurst, NJ 07071 Property Records

Bergen County and Lyndhurst Township property record for 205 Thomas Ave, Lyndhurst, NJ 07071

Property Summary

Property Type	Single Family Home
Details	1,562 sqft · built 1915
Lot Size	0.06 acres (2,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,500 (Jan 2004)
Tax Bill	$10,348 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-00173-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`32-00173-0000-00012`
Alternative APNs	`320017300012` `00416500`

Interior

Stories	2 Stories
Building Area	1,562 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Metal
Construction Type	Metal Frame
Lot Area	2,609 sqft (0.06 acres)
Lot Dimensions	87 ft deep x 30 ft wide

Location & Zoning

Account Number	00416500
Street Address	205 THOMAS AVE
City	LYNDHURST
State	NJ
Zip	07071-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	30X87
Legal Block	173
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	LYNDHURST
Census Block Group	4
Census Block	4006
Census Tract	31300

Owner

Source: Bergen County and Lyndhurst Township records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	205 THOMAS AVE, LYNDHURST, NJ 07071-3025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2004 · Amount on Record
Deed Sale	Jan 28, 2004 · Amount on Record
Deed Book / Page	8654 / 372
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	205 THOMAS AVE, LYNDHURST, NJ 07071-3025
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 THOMAS AVE, LYNDHURST, NJ 07071-3025

Mortgage

Document Number	0045430813
Date	Jan 19, 2022
Book Page	4543/813
Instrument	2022008041

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 15, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	205 THOMAS AVE, LYNDHURST, NJ 07071-3025
Transaction Type	Mortgage
Record Updated	Jul 19, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041680403
Date	May 26, 2021
Book Page	4168/403
Instrument	2021083654

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	205 THOMAS AVE, LYNDHURST, NJ 07071-3025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038360415
Date	Nov 25, 2020
Book Page	3836/415
Instrument	20-124453

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Nov 1, 2023
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.37%
Index	5-Year CMT
Margin	2
Max Rate	7.37%

Tax Assessment & Valuation

Source: Bergen County and Lyndhurst Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Lyndhurst Township
Unified School District	Lyndhurst Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$494,400 (+6.3%) Land $224,300 Building $270,100	$494,400 (+6.3%) Land $224,300 Building $270,100
2025	$10,348.00 (+7.92%)	$465,100 (+3.49%) Land $209,300 Building $255,800	$465,100 (+3.49%) Land $209,300 Building $255,800
2024	$9,589.00 (+22.4%)
2023		$449,400 Land $199,300 Building $250,100	$449,400 Land $199,300 Building $250,100
2022	$7,834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1982)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDHURST WATER DEPARTMENT serves 22,000 people · EPA ID NJ0232001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

Nearby Properties on Thomas Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures