205 Summit Ridge Pl, Weldon Spring (Saint Charles), MO 63304 Property Records

St. Charles County property record for 205 Summit Ridge Pl, Weldon Spring, MO 63304

Property Summary

Property Type	Condominium
Details	4 bd · 4.5 ba · 3,320 sqft · built 2005
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Mar 2018)
Tax Bill	$6,735 (2025)
Deeds & Mortgages	Dec 2022 Sale Nov 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T063000032`

Property Details

APN / Parcel Number

Primary APN	`T063000032`
Alternative APN	`3-0132-9761-17-0017.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,320 sqft Living Area
Gross Area	4,870 sqft
1st Floor Area	1,597 sqft
Basement Area	1,570 sqft
Finished Basement	650 sqft
Unfinished Basement	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	54 sqft
Patio Area	169 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T063000032
Street Address	205 SUMMIT RIDGE PL
City	WELDON SPRING
State	MO
Zip	63304-0936
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUMMIT AT WHITMOOR #17 LOT 17
Legal Subdivision	SUMMIT AT WHITMOOR #17
Legal Lot Number	17
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2008
Census Tract	311103

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	205 SUMMIT RIDGE PL, WELDON SPRING, MO 63304-0936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Beneficiary Deed, Transfer
Nov 5, 2020	Deed of Trust, Mortgage · Line of Credit REGIONS BK
Sep 4, 2020	Deed of Trust, Mortgage REGIONS MTG
Mar 8, 2018	Warranty Deed, Transfer STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2018 · Amount on Record
Deed Sale	Mar 8, 2018 · Amount on Record
Prior Sale	Oct 14, 2015 · Amount on Record
Deed Document Number	2018123790
Deed Book / Page	6888 / 1591
Last Transfer Date	Dec 8, 2022
Transfer Doc	0000064945
Record Updated	Oct 29, 2026

December 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 9, 2022
Property Address	205 SUMMIT RIDGE PL, WELDON SPRING, MO 63304-0936
Document Number	0000064945
Map Reference	MB 41 PG 392
Instrument Date	Dec 8, 2022
Instrument	2022R-064945
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	205 SUMMIT RIDGE PL, WELDON SPRING, MO 63304-0936

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	205 SUMMIT RIDGE PL, WELDON SPRING, MO 63304-0936
Document Number	0000090819
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	205 SUMMIT RIDGE PL WELDON SPRING MO 633040936, WELDON SPRING, MO 63304-0936

Mortgage

Document Number	0000090819
Date	Nov 23, 2020
Instrument	90819

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2050

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	205 SUMMIT RIDGE PL, WELDON SPRING, MO 63304-0936
Document Number	0000069604
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	205 SUMMIT RIDGE PL WELDON SPRING MO 633040936, WELDON SPRING, MO 63304-0936

Mortgage

Document Number	0000069604
Date	Sep 21, 2020
Instrument	69604

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 20, 2030

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 8, 2018
Property Address	205 SUMMIT RIDGE PL, WELDON SPRING, MO 63304-0936
Document Number	0068881591
Book / Page	006888 / 001591
Instrument Date	Mar 6, 2018
Instrument	123790
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	205 SUMMIT RIDGE PL WELDON SPRING MO 633040936, WELDON SPRING, MO 63304-0936

Mortgage

Document Number	68881593
Date	Mar 8, 2018
Book Page	006888/001593
Instrument	123800

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 7, 2033

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Weldon Spring City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,854 (-)	$599,235 (-) Building $599,235
2025	$6,735.00	$113,854 (+25.12%)	$599,235 (+25.12%)
2023		$90,997
2022			$478,930 Building $478,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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