205 Stanley St, Jefferson, NC 28640 Property Records

Ashe County property record for 205 Stanley St, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	1,012 sqft · built 1981
Lot Size	0.262 acres (11,413 sqft)
Owner	2 Individual Names on File
Last Sale	$147,000 (Mar 2008)
Tax Bill	$1,540 (2026)
Deeds & Mortgages	Dec 2018 Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`09263-001-582`

Property Details

APN / Parcel Number

Primary APN	`09263-001-582`
Alternative APNs	`092978307097` `111453` `96322`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,012 sqft Heated Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Lot Area	11,413 sqft (0.262 acres)
Lot Dimensions	140 ft deep x 75 ft wide

Location & Zoning

Account Number	111453
Old Parcel Number	09263001582
Street Address	205 STANLEY ST
City	JEFFERSON
State	NC
Zip	28640-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.262 AC (DB 538/974)
Legal Subdivision	STANLEY SUBDIVISION
Legal Lot Number	7-12
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1019
Census Tract	970501

Owner

205 Stanley St is owned by two individuals who acquired it in July 2011.

Source: Ashe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	468 FLANNERY FORK RD, BLOWING ROCK, NC 28605-9334
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Feb 22, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2008 · Amount on File
Deed Sale	Mar 31, 2008 · Amount on File
Deed Document Number	20082064
Deed Book / Page	380 / 1213
Last Transfer Date	Jul 12, 2011
Transfer Doc	00420/0782
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	205 STANLEY ST, JEFFERSON, NC 28640-9604
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000497/688
Date	Dec 27, 2018
Book Page	497/688
Instrument	5645

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Feb 22, 2022
Property Address	205 STANLEY ST, JEFFERSON, NC 28640-9604
Document Number	000538/974
Book / Page	538 / 974
Map Reference	MB 10 PG 560
Instrument Date	Feb 16, 2022
Instrument	886
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1254, WEST JEFFERSON, NC 28694-1254

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	468 FLANNERY FORK RD, BLOWING ROCK, NC 28605-9334
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 205 Stanley St was $1,540, up 5.7% from the year before.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Municipality	Jefferson Town
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,540.00 (+5.7%)	$189,300 (-) Land $25,000 Building $164,300	$189,300 (-) Land $25,000 Building $164,300
2025	$1,457.00	$189,300 Land $25,000 Building $164,300	$189,300 Land $25,000 Building $164,300
2023	$1,391.00 (+20.22%)	$189,300 (+74.79%) Land $25,000 Building $164,300	$189,300 (+74.79%) Land $25,000 Building $164,300
2022	$1,157.00	$108,300 Land $12,000 Building $96,300	$108,300 Land $12,000 Building $96,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 205 Stanley St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 Stanley St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Brightspeed.

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