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205 Sinclair Ct, Georgetown, KY 40324 Property Records

Scott County property record for 205 Sinclair Ct, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba
Lot Size0.148 acres (6,447 sqft)
Owner2 Individual Names on Record
Last Sale$230,729 (May 2020)
Tax Bill$3,005 (2025)
Deeds & MortgagesAug 2023 Line of Credit
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN190-20-005.023

Property Details

APN / Parcel Number

Primary APN190-20-005.023

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,354 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area6,447 sqft (0.148 acres)

Location & Zoning

Street Address205 SINCLAIR CT
CityGEORGETOWN
StateKY
Zip40324-6529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMEADOWS AT ROCKY CREEK
Legal SubdivisionMEADOWS AT ROCKY CREEK
Legal Lot Number74
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2013
Census Tract40302

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address205 SINCLAIR CT, GEORGETOWN, KY 40324-6529
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2023Deed of Trust, Mortgage · Line of Credit
COMMONWEALTH CREDIT UNION
May 4, 2020Deed, Subdivision Related Transfer · Conventional Mortgage
AMERICAN MORTGAGE SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2020 · Amount on Record
Deed SaleMay 4, 2020 · Amount on Record
Deed Document Number2020415717
Deed Book / Page414 / 71
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address205 SINCLAIR CT, GEORGETOWN, KY 40324-6529
Transaction TypeMortgage
Record UpdatedSep 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M1752/50
DateAug 28, 2023
Book PageM1752/50
Instrument479455
Lender
NameCOMMONWEALTH CREDIT UNION
TypeCredit Union
AddressFRANKFORT, KY 40602
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateMay 4, 2020
Property Address205 SINCLAIR CT, GEORGETOWN, KY 40324-6529
Document Number000D414/71
Book / PageD414 / 71
Map ReferenceCAB 12 PG 212
Instrument DateApr 30, 2020
Instrument415717
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 13, 2022
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$231.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3609 WALDEN DR, 3609, LEXINGTON, KY 40517-2020

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 SINCLAIR CT # 40324, 40324, GEORGETOWN, KY 40324-6529

Mortgage

Document Number0000415718
DateMay 4, 2020
Instrument415718
Lender
NameAMERICAN MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$337,400 (-)$337,400 (-)
2025$3,005.00 (+18.12%)$337,400 (+20.24%)$337,400 (+20.24%)
2023$2,544.00 (+22.6%)$280,600 (+17.31%) Land $40,000 Building $240,600$280,600 (+17.31%) Land $40,000 Building $240,600
2022$2,075.00$239,200 Land $35,000 Building $204,200$239,200 Land $35,000 Building $204,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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