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205 Silver Reef Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 205 Silver Reef Ln, Saint Augustine, FL 32095 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,264 sqft · built 2021
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$361,500 (Apr 2021)
Tax Bill$6,700 (2025)
Deeds & MortgagesMar 2022 Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN023713-4680

Property Details

APN / Parcel Number

Primary APN023713-4680

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,264 sqft Living Area
Gross Area2,884 sqft
1st Floor Area2,264 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area620 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area150 sqft
Patio Area450 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address205 SILVER REEF LN
CitySAINT AUGUSTINE
StateFL
Zip32095-7527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description96/81-95 CREEKSIDE AT TWIN CREEKS PHASE 2B LOT 468 OR5233/575
Legal Range28E
Legal Township05S
Legal Section14
Legal SubdivisionCREEKSIDE AT TWIN CREEKS PHASE 2B
Legal Phase2B
Legal Block1
Legal Lot Number468
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2072
Census Tract20904

Owner

Source: St. Johns County records · APN 023713-4680

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address205 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2022Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
Apr 09, 2021Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 09, 2021 · Amount on Record
Deed SaleApr 09, 2021 · Amount on Record
Deed Document Number202139593
Deed Book / Page5233 / 575
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address205 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7527
Transaction TypeMortgage
Record UpdatedMar 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7527

Mortgage

Document Number0055150076
DateMar 14, 2022
Book Page5515/76
Instrument2022027416
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

April 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateApr 09, 2021
Property Address205 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7527
Document Number0052330575
Book / Page5233 / 575
Map ReferenceMB 96 PG 81
Instrument DateApr 09, 2021
Instrument2021039593
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 28, 2022
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,530.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 SILVER REEF LN, ST AUGUSTINE, FL 32095-7527

Mortgage

Document Number0005233579
DateApr 09, 2021
Instrument5233/579
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$416,600 (+5.43%)$448,434 (+2.72%) Land $110,000 Building $338,434
2025$6,700.00 (+9.1%) Homeowner's exemption$395,140 (+5.99%)$436,563 (+17.1%) Land $105,000 Building $331,563
2024$6,141.00 (+0.89%)
2023$6,087.00 (+1.53%) Homeowner's exemption$372,819 (+2.35%)$372,819 (+2.35%) Land $95,000 Building $277,819
2022$5,995.00 Homeowner's exemption$364,265$364,265 Land $84,000 Building $280,265

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance CostPremium on Record
median of 206 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Wildfire

Wildfire RiskModerate
above 47% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,235 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 198 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Xfinity, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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