St. Tammany Parish property record for 205 Saw Grass Loop, Covington, LA 70435
| Property Type | Single Family Home |
|---|---|
| Details | 2,610 sqft · built 2021 |
| Owner | Individual Name on Record |
| Last Sale | $484,000 (May 2025) |
| Tax Bill | $3,447 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2025 Sale & Mortgage + 1 more |
| APN | 103-821-0197 |
| Primary APN | 103-821-0197 |
|---|---|
| Alternative APN |
|
| Building Area | 2,610 sqft Living Area |
|---|
| Year Built | Built 2021 |
|---|---|
| Garage Area | 608 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 205 SAW GRASS LOOP |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70435-7005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING LAKES LT92 PH2 |
| Legal Subdivision | SPRING LAKES |
| Legal Phase | 2 |
| Legal Lot Number | 92 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 40308 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 205 SAW GRASS LOOP, COVINGTON, LA 70435-7005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 29, 2025 | Cash Sale Deed, Transfer · VA Mortgage GULF COAST BANK & TRUST CO |
| Sep 24, 2021 | Deed, Subdivision Related Transfer · Conventional Mortgage FREEDOM MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2025 · Amount on Record |
| Deed Sale | May 29, 2025 · Amount on Record |
| Prior Sale | Sep 24, 2021 · Amount on Record |
| Deed Document Number | 2450667 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 205 SAW GRASS LOOP, COVINGTON, LA 70435-7005 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002480864 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 2480864 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | May 29, 2025 |
| Property Address | 205 SAW GRASS LOOP, COVINGTON, LA 70435-7005 |
| Document Number | 0002450667 |
| Map Reference | MAP 5906 |
| Instrument Date | May 29, 2025 |
| Instrument | 2450667 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 205 SAW GRASS LOOP, COVINGTON, LA 70435-7005 |
| Name | Verified Name |
|---|---|
| Address | 4716 TABONY ST, METAIRIE, LA 70006-2344 |
| Document Number | 0002450668 |
|---|---|
| Date | May 29, 2025 |
| Instrument | 2450668 |
| Name | GULF COAST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Sep 24, 2021 |
| Property Address | 205 SAW GRASS LOOP, COVINGTON, LA 70435-7005 |
| Document Number | 0002292541 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2292541 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7660 PECUE LN STE 100, 100, BATON ROUGE, LA 70809-5271 |
| Name | Verified Name |
|---|---|
| Address | 205 SAW GRASS LOOP, COVINGTON, LA 70435-7005 |
| Document Number | 0002292542 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2292542 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,447.00 (-16.88%) Homeowner's exemption | $39,844 (-) Land $6,000 Building $33,844 | $398,443 (-) Land $60,000 Building $338,443 |
| 2024 | $4,147.00 (+24.16%) Homeowner's exemption | $39,844 (+25.48%) Land $6,000 Building $33,844 | $398,443 (+25.48%) Land $60,000 Building $338,443 |
| 2023 | $3,340.00 Homeowner's exemption | $31,754 (-) Land $6,000 Building $25,754 | $317,537 (-) Land $60,000 Building $257,537 |
| 2022 | $3,340.00 Homeowner's exemption | $31,754 Land $6,000 Building $25,754 | $317,537 Land $60,000 Building $257,537 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 598 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 598 in force |
| Nearby Flood Claims | 87 (2015–2023) |
| Claims Outside the SFHA | 21 of 87 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 86% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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