Adams County property record for 205 S Main St, Payson, IL 62360
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.14 acres (6,001 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,777 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage Dec 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180040900000 |
| Primary APN | 180040900000 |
|---|
| Lot Area | 6,001 sqft (0.14 acres) |
|---|
| Street Address | 205 S MAIN ST |
|---|---|
| City | PAYSON |
| State | IL |
| Zip | 62360-1085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 08 3S7W LOT 16 ORIGINAL PAYSON S 60FT LOT 16 |
| Legal Range | 07W |
| Legal Township | 03S |
| Legal Section | 08 |
| Legal Subdivision | VILLAGE OF PAYSON |
| Legal Lot Number | 16 |
| Jurisdiction | ADAMS IL |
| Township / Civil Division | PAYSON |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 10302 |
Source: Adams County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 225, PAYSON, IL 62360-0225 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage HUD |
| Dec 4, 2023 | Deed of Trust, Mortgage HUD |
| Feb 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 10, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Nov 9, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Jul 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 205 S MAIN ST, PAYSON, IL 62360-1085 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 2025R05843 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025R-05843 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 324 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 205 S MAIN ST, PAYSON, IL 62360-1085 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023R07636 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 2023R-07636 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 348 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 205 S MAIN ST, PAYSON, IL 62360-1085 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022R01021 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 2022R-01021 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 205 S MAIN ST, PAYSON, IL 62360-1085 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017R01213 |
|---|---|
| Date | Feb 10, 2017 |
| Instrument | 2017R-01213 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 205 S MAIN ST, PAYSON, IL 62360-1085 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017R09231 |
|---|---|
| Date | Nov 9, 2017 |
| Instrument | 2017R-09231 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 1, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 205 S MAIN ST, PAYSON, IL 62360-1085 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R06427 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 2021R-06427 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Adams County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Adams County |
| County Subdivision | Payson Township |
| Municipality | Payson Village |
| Unified School District | Payson Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,890 (+21.99%) Land $2,320 Building $32,570 | $104,670 (+21.99%) Land $6,960 Building $97,710 | |
| 2024 | $1,777.00 (+14.5%) | ||
| 2022 | $28,600 Land $1,900 Building $26,700 | $85,800 Land $5,700 Building $80,100 | |
| 2021 | $1,552.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 23, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAYSON serves 1,386 people · EPA ID IL0010550 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Adams Telsystems Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 700 / 300 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Illinois Net Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures