Mecklenburg County property record for 205 S Cloudman St, Charlotte, NC 28208
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,152 sqft · built 1998 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on File |
| Last Sale | $165,540 (Oct 2024) |
| Tax Bill | $1,864 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 063-064-42 |
| Primary APN | 063-064-42 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Patio Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 205 S CLOUDMAN ST |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28208-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L205 M6-180 |
| Legal Subdivision | SOUTH CLOUDMAN STREET |
| Legal Block | 4 |
| Legal Lot Number | 205 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 4302 |
205 S Cloudman St is owned by a company that bought it in October 2024.
Source: Mecklenburg County records, as of October 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1612 SEATTLE SLEW CT, WAXHAW, NC 28173-6642 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Dec 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2024 · Amount on File |
| Deed Sale | Oct 3, 2024 · Amount on File |
| Prior Sale | Mar 11, 2015 · Amount on File |
| Deed Document Number | 202494813 |
| Deed Book / Page | 39116 / 956 |
| Prior Transfer Date | Aug 20, 2024 |
| Prior Transfer Doc | 0000094813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 205 S CLOUDMAN ST, CHARLOTTE, NC 28208-1411 |
| Document Number | 0000172884 |
| Instrument Date | Dec 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | COAST TO COAST TITLE AND ESCROW, COAST TO COAST TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 205 S CLOUDMAN ST CHARLOTTE NC 282081411, CHARLOTTE, NC 28208-1411 |
| Document Number | 0000172884 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 032371/000233 |
| Instrument | 172884 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 948 Months |
| Due | Dec 27, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.01% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 205 S CLOUDMAN ST, CHARLOTTE, NC 28208-1411 |
| Document Number | 0000172883 |
| Instrument Date | Dec 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | COAST TO COAST TITLE AND ESCROW, COAST TO COAST TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 205 S CLOUDMAN ST CHARLOTTE NC 282081411, CHARLOTTE, NC 28208-1411 |
| Document Number | 0000172883 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 032371/000215 |
| Instrument | 172883 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | SCOTTSDALE, AZ 85016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 948 Months |
| Due | Dec 27, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.01% |
The 2025 property tax bill for 205 S Cloudman St was $1,864, up 88.9% from the year before.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,864.00 (+88.86%) | $220,300 Land $61,200 Building $159,100 | $220,300 Land $61,200 Building $159,100 |
| 2024 | $987.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 205 S Cloudman St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1980–2011) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Aug 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 205 S Cloudman St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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