205 S 16th Ave E, Duluth, MN 55812 Property Records

St. Louis County property record for 205 S 16th Ave E, Duluth, MN 55812

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,578 sqft · built 1895
Lot Size	0.092 acres (4,024 sqft)
Owner	Individual Name on File
Last Sale	$284,900 (Jan 2025)
Tax Bill	$3,432 (2026)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Jul 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-1460-03810`

Property Details

APN / Parcel Number

Primary APN	`010-1460-03810`
Alternative APNs	`1123523` `1178227`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,578 sqft Gross Area
1st Floor Area	837 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Lot Area	4,024 sqft (0.092 acres)
Garage Type	Detached
Garage Area	266 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	153 sqft
Storage Building	266 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1178227
Street Address	205 S 16TH AVE E
City	DULUTH
State	MN
Zip	55812-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 40 FT OF N 80 FT OF LOTS 7 AND 8 SERIAL #
Legal Subdivision	ENDION DIVISION OF DULUTH
Legal Block	39
Legal Lot Number	7-8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3013
Census Tract	1400

Owner

205 S 16th Ave E is owned and occupied by an individual who bought it in January 2025.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	205 S 16TH AVE E, DULUTH, MN 55812-1606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2025	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA
Jul 19, 2024	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Jun 18, 2024	Affidavit of Death of Joint Tenant, Transfer
Dec 22, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2025 · Amount on File
Deed Sale	Jan 22, 2025 · Amount on File
Prior Sale	Jul 19, 2024 · Amount on File
Deed Document Number	20251503856
Prior Transfer Date	Dec 7, 2016
Prior Transfer Doc	0001300660
Record Updated	Sep 20, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 22, 2025
Property Address	205 S 16TH AVE E, DULUTH, MN 55812-1606
Document Number	0001503856
Instrument Date	Jan 5, 2025
Instrument	1503856
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 S 16TH AVE E, DULUTH, MN 55812-1606

Mortgage

Document Number	0001503857
Date	Jan 22, 2025
Instrument	1503857

Lender

Name	ALERUS FINANCIAL NA
Type	Bank
Address	HOPKINS, MN 55305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 19, 2024
Property Address	205 S 16TH AVE E, DULUTH, MN 55812-1606
Document Number	0001491859
Instrument Date	Jul 12, 2024
Instrument	1491859
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$511.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5969 MORRIS THOMAS RD, DULUTH, MN 55810-9506
Investor	Possibly a Property Investor

June 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Jun 18, 2024
Property Address	205 S 16TH AVE E, DULUTH, MN 55812-1606
Document Number	0001489947
Instrument Date	Jun 3, 2024
Instrument	1489947
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 22, 2021
Property Address	205 S 16TH AVE E, DULUTH, MN 55812-1606
Document Number	0001433372
Instrument Date	Dec 17, 2021
Instrument	1433372
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$528.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	205 S 16TH AVE E, DULUTH, MN 55812-1606
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 205 S 16th Ave E was $3,432, up 12.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,432.00 (+12.82%)
2025	$3,042.00 (+7.87%)	$255,400 (+15.67%) Land $14,900 Building $240,500	$255,400 (+15.67%) Land $14,900 Building $240,500
2024	$2,820.00	$220,800 Land $14,600 Building $206,200	$220,800 Land $14,600 Building $206,200
2022		$186,200 Land $16,200 Building $170,000	$186,200 Land $16,200 Building $170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 205 S 16th Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 205 S 16th Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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