Berkeley County property record for 205 Ruby St, Summerville, SC 29486 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1976 |
| Square Footage | 2,155 sqft Finished Area |
| Lot Size | 11,568 sqft (0.265 acres) |
| Garage | 575 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $249,900 (2020) |
| Tax Bill | $310.00 (2025) |
| Primary APN | 222-11-00-030 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,155 sqft Finished Area |
| Gross Area | 2,874 sqft Gross Area |
| 1st Floor | 1,355 sqft 1st Floor |
| 2nd Floor | 800 sqft 2nd Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,568 sqft (0.265 acres) |
| Garage Area | 575 sqft Garage |
| Patio Area | 234 sqft Patio |
| Porch Area | 219 sqft Porch |
| Street Address | 205 RUBY ST |
|---|---|
| City | SUMMERVILLE |
| State | SC |
| Zip | 29486-8737 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GLENDALE AC |
| Legal Subdivision | RURAL GOOSE CREEK/SUMMERVILLE/CARNES |
| Legal Lot Number | 1 A |
| Jurisdiction | BERKELEY SC |
| Minor Civil Division | GOOSE CREEK-HANAHAN |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 20718 |
Source: Berkeley County records · APN 222-11-00-030
Assessment roll updated June 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 205 RUBY ST, SUMMERVILLE, SC 29486-8737 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Right Of Survivorship |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Mar 20, 2020 | Deed, Transfer · Veterans Administration Mortgage NATIONAL BANK OF KANSAS CITY |
| Dec 06, 2018 | Grant Deed, Transfer · Veterans Administration Mortgage LUCEY MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 20, 2020 · Amount on Record |
| Deed Sale | Mar 20, 2020 · Amount on Record |
| Prior Sale | Dec 06, 2018 · Amount on Record |
| Deed Doc Number | 202010045 |
| Deed Book / Page | 3306 / 938 |
| Prior Transfer Date | Oct 23, 2014 |
| Prior Transfer Doc | 11061/0118 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 205 RUBY ST, SUMMERVILLE, SC 29486-8737 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3656/0541 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 3656/541 |
| Instrument | 2021002532 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Address | PONTIAC, MI 48341 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Mar 20, 2020 |
| Property Address | 205 RUBY ST, SUMMERVILLE, SC 29486-8737 |
| Document Number | 03306/0938 |
| Book / Page | 3306 / 938 |
| Map Reference | MB R PG 53 |
| Instrument Date | Mar 05, 2020 |
| Instrument | 2020010045 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $925.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 205 RUBY ST, SUMMERVILLE, SC 29486-8737 |
| Document Number | 2020010046 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 2020010046 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Dec 06, 2018 |
| Property Address | 205 RUBY ST, SUMMERVILLE, SC 29486-8737 |
| Document Number | 0295/0039 |
| Book / Page | 000295 / 000039 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 41481 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $263.89 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 205 RUBY ST SUMMERVILLE SC 294868737, SUMMERVILLE, SC 29486-8737 |
| Document Number | 2905/0044 |
|---|---|
| Date | Dec 06, 2018 |
| Book Page | 002905/000044 |
| Instrument | 41482 |
| Name | LUCEY MTG |
|---|---|
| Type | Mortgage Company |
| Address | PLEASANT, SC 29464 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 05, 2048 |
Source: Berkeley County records · Assessment roll updated June 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,140 (+2,399.91%) Land $66,196 Building $213,944 | $317,400 (-) Land $75,000 Building $242,400 | |
| 2025 | $310.00 (+8.39%) | $11,206 (-) Land $2,648 Building $8,558 | $317,400 (-) Land $75,000 Building $242,400 |
| 2024 | $286.00 (+3.62%) Additional exemption filed | $11,206 (+15%) Land $2,648 Building $8,558 | $317,400 (+30.3%) Land $75,000 Building $242,400 |
| 2022 | $276.00 Additional exemption filed | $9,744 Land $1,600 Building $8,144 | $243,600 Land $40,000 Building $203,600 |
Source: FEMA National Flood Hazard Layer, Berkeley County (45015C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 35% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,266 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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