Buncombe County property record for 205 Ruby Ave, Black Mountain, NC 28711 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1967 |
| Square Footage | 1,080 sqft Living Area |
| Lot Size | 9,583 sqft (0.219 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $237,500 (2020) |
| Tax Bill | $2,001.00 (2025) |
Source: Buncombe County records · APN 0619-77-2452-00000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 205 RUBY AVE, BLACK MOUNTAIN, NC 28711-3644 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 04, 2020 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Oct 03, 2018 | Special Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 04, 2020 · Amount on Record |
| Deed Sale | Sep 04, 2020 · Amount on Record |
| Prior Sale | Oct 03, 2018 |
| Deed Doc Number | 0059441362 |
| Deed Book / Page | 5944 / 1362 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Sep 04, 2020 |
| Property Address | 205 RUBY AVE, BLACK MOUNTAIN, NC 28711-3644 |
| Document Number | 0059441362 |
| Book / Page | 5944 / 1362 |
| Map Reference | MB 154 PG 173 |
| Instrument Date | Sep 02, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $475.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 396 UTSONATI LN, 396, BREVARD, NC 28712-7471 |
| Name | Verified Name |
|---|---|
| Address | 205 RUBY AVE, BLACK MOUNTAIN, NC 28711-3644 |
| Document Number | 59441365 |
|---|---|
| Date | Sep 04, 2020 |
| Instrument | 5944/1365 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2040 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Oct 03, 2018 |
| Property Address | 205 RUBY AVE, BLACK MOUNTAIN, NC 28711-3644 |
| Document Number | 0057080417 |
| Book / Page | 5708 / 0417 |
| Map Reference | MB 154 PG 173 |
| Instrument Date | Sep 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 205 RUBY AVE, BLACK MOUNTAIN, NC 28711-3644 |
| Document Number | 57080419 |
|---|---|
| Date | Oct 03, 2018 |
| Instrument | 5708/0419 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,001.00 (+6.04%) | $230,700 (+0.09%) | |
| 2023 | $1,887.00 | $230,500 | $230,500 (-0.09%) Land $35,800 Building $194,700 |
| 2021 | $230,700 Land $36,000 Building $194,700 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,515 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 0619-77-2452-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,080 sqft Living Area |
| 1st Floor | 1,080 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Softwood Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1967 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Foundation Type | Pier/Post & Beam Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,583 sqft (0.219 acres) |
| Deck Area | 100 sqft Deck |
|---|---|
| Patio Area | 100 sqft Patio |
| Porch | Open Porch |
| Porch Area | 96 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Old Parcel Number | 061911771386000 |
|---|---|
| Street Address | 205 RUBY AVE |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-3644 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DEED DATE:09/04/2020 DEED:5944-1362 LOT:7 BLOCK:N PLAT:0154-0173 |
| Legal Subdivision | C P KERLEE'S ADD |
| Legal Block | N |
| Legal Lot Number | 7 |
| Jurisdiction | BUNCOMBE NC |
| Minor Civil Division | BLACK MOUNTAIN |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 3105 |
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