Lorain County property record for 205 Roosevelt Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,137 sqft · built 1949 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,500 (Jan 2021) |
| Tax Bill | $1,795 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-017-107-029 |
| Primary APN | 06-25-017-107-029 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,137 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Family Room | Family Room |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 150 ft deep x 41 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 205 ROOSEVELT AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PASADENA PARK 41 X 150 |
| Legal Subdivision | PASADENA PARK |
| Legal Tract | 25 |
| Legal Block | 107 |
| Legal Lot Number | 484&4 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 70600 |
Source: Lorain County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 205 ROOSEVELT AVE, ELYRIA, OH 44035-3947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY STAR CU INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2021 · Amount on File |
| Deed Sale | Jan 19, 2021 · Amount on File |
| Prior Sale | Apr 26, 2007 · Amount on File |
| Deed Document Number | 2021798784 |
| Prior Transfer Date | Jul 5, 2007 |
| Prior Transfer Doc | 0000212375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 21, 2026 |
| Property Address | 205 ROOSEVELT AVE, ELYRIA, OH 44035-3947 |
| Document Number | 0000092520 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202692520 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 205 ROOSEVELT AVE, ELYRIA, OH 44035-3947 |
| Document Number | 0000092520, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 202692520 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 11, 2041 |
| Rate | 5.54% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 19, 2021 |
| Property Address | 205 ROOSEVELT AVE, ELYRIA, OH 44035-3947 |
| Document Number | 0000798784 |
| Map Reference | VOL 10 PG 7 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 2021-0798784 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 205 ROOSEVELT AVE, ELYRIA, OH 44035-3947 |
| Document Number | 0000798785 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2021-0798785 |
| Name | COMMUNITY STAR CU INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,795.00 (-0.5%) Homeowner's exemption | $38,130 (+0.01%) Land $10,400 Building $27,730 | $108,930 (-) Land $29,710 Building $79,220 |
| 2024 | $1,804.00 (+13.6%) | $38,126 (+30.8%) Land $10,399 Building $27,727 | $108,930 (+30.8%) Land $29,710 Building $79,220 |
| 2023 | $1,588.00 (+0.38%) | $29,149 (%) Land $7,396 Building $21,753 | $83,280 (-) Land $21,130 Building $62,150 |
| 2022 | $1,582.00 | $29,150 Land $7,400 Building $21,750 | |
| 2021 | $83,280 Land $21,130 Building $62,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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