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205 Ridge Pointe Dr, Covington, GA 30016 Property Records

Newton County property record for 205 Ridge Pointe Dr, Covington, GA 30016 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,972 sqft Heated Area
Lot Size12,197 sqft (0.28 acres)
Garage672 sqft
OccupancyOwner Occupied
Last Sale$173,000 (2019)
Tax Bill$3,133.00 (2025)

Property Details

APN / Parcel Number

Primary APN0064D-00000-055-000
Alternative APNs
  • 0064D 055
  • 25190

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area1,972 sqft Heated Area
1st Floor860 sqft 1st Floor
Stories2 Stories
Primary FlooringOther Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Exterior MaterialVinyl Exterior
Construction TypeStone Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,197 sqft (0.28 acres)
Parking Spaces2 Parking Spaces
Garage Area672 sqft Garage

Exterior Amenities

Deck Area120 sqft Deck
Patio Area120 sqft Patio
PorchOpen Porch
Porch Area28 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number25190
Old Parcel Number0064D 055
Street Address205 RIDGE POINTE DR
CityCOVINGTON
StateGA
Zip30016-4782
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 101 STONE RIDGE PH1
Legal SubdivisionSTONE RIDGE
Legal Phase1
Legal Lot Number101
JurisdictionNEWTON GA
Minor Civil DivisionCOVINGTON-PORTERDALE
Census Blockgroup2
Census Block2046
Census Tract100600

Owner

Source: Newton County records · APN 0064D-00000-055-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address205 RIDGE POINTE DR, COVINGTON, GA 30016-4782
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MIDFIRST BANK
Oct 24, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
US DEPARTMENT OF HOUSING AND URBAN DEVEL
Nov 20, 2019Correction Deed, Transfer
ATTORNEY ONLY
May 29, 2019Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
VICTORY MTG
Apr 06, 2017Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMESTAR FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 24, 2019 · Amount on Record
Deed SaleMay 24, 2019 · Amount on Record
Prior SaleMar 31, 2017 · Amount on Record
Deed Doc Number0003844536
Deed Book / Page3844 / 536
Record RefreshedJun 08, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address205 RIDGE POINTE DR, COVINGTON, GA 30016-4782
Transaction TypeMortgage
Record UpdatedMar 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 RIDGE POINTE DR, COVINGTON, GA 30016-4782

Mortgage

Document Number0047360000000367
DateJun 10, 2025
Book Page0000004736/0000000367
InstrumentD2025-006433
Lender
NameMIDFIRST BANK
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2055

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address205 RIDGE POINTE DR, COVINGTON, GA 30016-4782
Transaction TypeMortgage
Record UpdatedDec 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 RIDGE POINTE DR, COVINGTON, GA 30016-4782

Mortgage

Document Number0045610000000016
DateOct 24, 2023
Book Page0000004561/0000000016
InstrumentD2023012581
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term348 Months
DueJan 01, 2052

November 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionNEWTON GA
Recording DateNov 20, 2019
Property Address205 RIDGE POINTE DR, COVINGTON, GA 30016-4782
Document Number0039250295
Book / Page003925 / 000295
Instrument DateMay 24, 2019
Instrument15320
Transaction TypeTransfer
Record UpdatedDec 06, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 RIDGE POINTE DR COVINGTON GA 300164782, COVINGTON, GA 30016-4782

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNEWTON GA
Recording DateMay 29, 2019
Property Address205 RIDGE POINTE DR, COVINGTON, GA 30016-4782
Document Number0038440536
Book / Page003844 / 000536
Instrument DateMay 24, 2019
Instrument6492
Transaction TypeTransfer
Record UpdatedJul 16, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$173.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 RIDGE POINTE DR COVINGTON GA 300164782, COVINGTON, GA 30016-4782

Mortgage

Document Number38440538
DateMay 29, 2019
Book Page003844/000538
Instrument6493
Lender
NameVICTORY MTG
TypeMortgage Company
AddressFORT MITCHELL, KY 41017
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 28, 2049

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNEWTON GA
Recording DateApr 06, 2017
Property Address205 RIDGE POINTE DR, COVINGTON, GA 30016-4782
Document Number0035510069
Book / Page003551 / 000069
Instrument DateMar 31, 2017
Instrument3842
Transaction TypeTransfer
Record UpdatedApr 12, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 RIDGE POINTE DR COVINGTON GA 300164782, COVINGTON, GA 30016-4782

Mortgage

Document Number35510070
DateApr 06, 2017
Book Page003551/000070
Instrument3843
Lender
NameHOMESTAR FIN'L
TypeFunding / Finance Company
AddressGAINESVILLE, GA 30501
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 05, 2047

Tax Assessment & Valuation

Source: Newton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,133.00 (+11.02%)$125,240 (+8.53%) Land $18,000 Building $107,240$313,100 (+8.53%) Land $45,000 Building $268,100
2023$115,400 Land $7,200 Building $108,200$288,500 Land $18,000 Building $270,500
2022$2,822.00

Flood & Wildfire

205 Ridge Pointe Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Newton County (13217C), updated September 30, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
32nd percentile of exposed land nationally · 9th in Georgia
Wildfire LikelihoodLow — about 1 in 3,030 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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