205 Read St, Wesley, IA 50483 Property Records

Kossuth County property record for 205 Read St, Wesley, IA 50483

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,090 sqft · built 1959
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Oct 2013)
Tax Bill	$918 (2025)
Deeds & Mortgages	May 2018 Line of Credit Jun 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`20-35-433-007`

Property Details

APN / Parcel Number

Primary APN	`20-35-433-007`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,090 sqft Living Area
Basement Area	1,090 sqft
Unfinished Basement	1,090 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Deck Area	49 sqft
Patio Area	273 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	205 READ ST
City	WESLEY
State	IA
Zip	50483-7771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 EX N 26.5' & W 1/3 LOT 6 EX N
Legal Subdivision	ORIGINAL PLAT OF WESLEY
Legal Block	25
Jurisdiction	KOSSUTH IA
Township / Civil Division	WESLEY
Census Block Group	2
Census Block	2098
Census Tract	950200

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	205 READ ST, WESLEY, IA 50483-7771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2018	Deed of Trust, Mortgage · Line of Credit MIDSTATES BANK
Jun 30, 2022	Legal Action/Court Order, Foreclosure · Conventional Mortgage EMPLOYEE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2013 · Amount on Record
Deed Sale	Oct 15, 2013 · Amount on Record
Prior Sale	Jun 19, 2006 · Amount on Record
Deed Document Number	20133922
Deed Book / Page	2013 / 3922
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	205 READ ST, WESLEY, IA 50483-7771
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001390
Date	May 11, 2018
Book Page	0000002018/0000001390
Instrument	000000001390

Lender

Name	MIDSTATES BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	KOSSUTH IA
Recording Date	Jun 30, 2022
Property Address	205 READ ST, WESLEY, IA 50483-7771
Document Number	02022/1956
Book / Page	2022 / 1956
Instrument Date	Jun 28, 2022
Instrument	2022 1956
Transaction Type	Foreclosure
Record Updated	Oct 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 2ND AVE SW, WEST BEND, IA 50597-7760

Mortgage

Document Number	0020222000
Date	Jun 30, 2022
Instrument	2022 2000

Lender

Name	EMPLOYEE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Kossuth County
Municipality	Wesley City
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$918.00 (+24.39%) Homeowner's exemption	$74,184 (+28.92%) Land $4,910 Building $69,274
2024	$738.00 (+4.24%)
2023		$57,543 Land $4,910 Building $52,633	$57,543 (-22.43%) Land $4,910 Building $52,633
2021	$708.00		$74,184 Land $4,910 Building $69,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESLEY WATER SUPPLY serves 390 people · EPA ID IA5592098
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
GigFire Fixed Wireless	150 / 130
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink.

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