205 Ranch Gate, Mc Gregor, TX 76657 Property Records

McLennan County property record for 205 Ranch Gate, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,921 sqft · built 2005
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$682,290 (Dec 2024)
Tax Bill	$10,736 (2025)
Deeds & Mortgages	Dec 2024 Sale Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-336201-000711-0`

Property Details

APN / Parcel Number

Primary APN	`36-336201-000711-0`
Alternative APN	`320412`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,921 sqft Living Area
Gross Area	3,534 sqft
1st Floor Area	2,921 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	125 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	613 sqft
Driveway	Concrete Driveway
Driveway Area	1,400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	215 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	205 RANCH GATE
City	MCGREGOR
State	TX
Zip	76657-3993
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUNWEST VILLAGE LOT 11 BLOCK 7 ACRES .33
Legal Subdivision	SUNWEST VILLAGE
Legal Block	7
Legal Lot Number	11
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	2
Census Block	2039
Census Tract	3901

Owner

205 Ranch Gate is owned and occupied by two individuals who bought it in December 2024.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	205 RANCH GATE, MCGREGOR, TX 76657-3993
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2024	Warranty Deed, Transfer
Jul 8, 2021	Vendor's Lien, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 2, 2019	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2024 · Amount on File
Deed Sale	Dec 23, 2024 · Amount on File
Prior Sale	Dec 23, 2024
Deed Document Number	202446264
Prior Transfer Date	Jul 2, 2019
Prior Transfer Doc	0000021868
Record Updated	Oct 29, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 23, 2024
Property Address	205 RANCH GATE, MCGREGOR, TX 76657-3993
Document Number	0000046263
Map Reference	PL 2002018438
Instrument Date	Oct 10, 2024
Instrument	2024046263
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 HARVESTER DR STE 201, 201, BURR RIDGE, IL 60527-6692
Investor	Possibly a Property Investor

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 8, 2021
Property Address	205 RANCH GATE, MC GREGOR, TX 76657-3993
Document Number	0000026819
Map Reference	PL 2002018438
Instrument Date	Jul 6, 2021
Instrument	2021026819
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 RANCH GATE, MC GREGOR, TX 76657-3993

Mortgage

Document Number	0000026820
Date	Jul 8, 2021
Instrument	2021026820

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 2, 2019
Property Address	205 RANCH GATE, MC GREGOR, TX 76657-3993
Document Number	0000021868
Map Reference	DOC 2002018438
Instrument Date	Jul 2, 2019
Instrument	2019021868
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 RANCH GATE, MC GREGOR, TX 76657-3993

Mortgage

Document Number	0000021869
Date	Jul 2, 2019
Instrument	2019021869

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 205 Ranch Gate was $10,736, up 52.6% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$488,153 (-1.86%) Land $61,094 Building $427,059	$488,153 (-1.86%) Land $61,094 Building $427,059
2025	$10,736.00 (+52.59%)	$497,380 Land $55,630 Building $441,750	$497,380 Land $55,630 Building $441,750
2024	$7,036.00
2023		$411,000 Land $48,300 Building $362,700	$411,000 Land $48,300 Building $362,700
2022	$7,065.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 205 Ranch Gate in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 Ranch Gate is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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