205 Prospect St, Ripon, CA 95366 Property Records

San Joaquin County property record for 205 Prospect St, Ripon, CA 95366 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,612 sqft · built 1915
Lot Size0.149 acres (6,500 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Dec 2014)
Tax Bill$3,086 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN261-090-430-000

Property Details

APN / Parcel Number

Primary APN261-090-430-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,612 sqft Living Area

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1974
Architectural StyleCustom Design
Construction TypeWood
Lot Area6,500 sqft (0.149 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address205 PROSPECT ST
CityRIPON
StateCA
Zip95366-2018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY/MUNI/TWP:RIPON SUBD:RIPONA MAP REF:MB 261 PG 09
Legal SubdivisionRIPONA
Legal Block18
Legal Lot Number15 16
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionRIPON
Census Block Group1
Census Block1050
Census Tract5001

Owner

Source: San Joaquin County records · APN 261-090-430-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 332, RIPON, CA 95366-0332
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 31, 2014 · Amount on Record
Deed SaleDec 31, 2014 · Amount on Record
Prior SaleJun 27, 2014 · Amount on Record
Deed Document Number2014-135192
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address205 PROSPECT ST, RIPON, CA 95366-2018
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCALATLANTIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 PROSPECT ST, RIPON, CA 95366-2018

Mortgage

Document Number0000173005
DateDec 09, 2020
Instrument2020-173005
Lender
NameOCMBC INC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,086.00 (+3.87%) Homeowner's exemption$288,313 (+4.04%) Land $100,908 Building $187,405
2023$2,971.00 (+1.68%) Homeowner's exemption$277,120 Land $96,991 Building $180,129
2022$2,922.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 428 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Ayera TechnologiesFixed Wireless1,000 / 500
ezWaveFixed Wireless (unlicensed)1,000 / 200
Zinnia NetworksFixed Wireless (unlicensed)400 / 80
VerizonFixed Wireless300 / 20
Cal.netFixed Wireless (unlicensed)100 / 20

May also be available at this address: Frontier, UnWired Broadband Holding, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Prospect St

Nearby Streets

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