205 Prospect St, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca City property record for 205 Prospect St, Ithaca, NY 14850

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,844 sqft · built 1900
Lot Size	0.179 acres (7,809 sqft)
Owner	Company Name on Record
Tax Bill	$19,064 (2025)
Deeds & Mortgages	Mar 2021 Refinance Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500700 82.-2-1`

Property Details

APN / Parcel Number

Primary APN	`500700 82.-2-1`
Alternative APN	`070008200000020010000000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,844 sqft Total Area
1st Floor Area	1,422 sqft
2nd Floor Area	1,422 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,809 sqft (0.179 acres)
Lot Dimensions	162 ft deep x 47 ft wide
Porch	Slab
Porch Area	419 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	205 PROSPECT ST
City	ITHACA
State	NY
Zip	14850-5717
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2A
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	TOMPKINS NY
Township / Civil Division	ITHACA
Census Block Group	1
Census Block	1003
Census Tract	1100

Owner

Source: Tompkins County and Ithaca City records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	318 TAYLOR PL, ITHACA, NY 14850-3135
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TOMPKINS TRUST CO
Apr 17, 2020	Warranty Deed, Transfer · Conventional with PMI TOMPKINS TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	205 PROSPECT ST, ITHACA, NY 14850-5717
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2252
Date	Mar 3, 2021
Instrument	2021-02252

Lender

Name	TOMPKINS TRUST CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOMPKINS NY
Recording Date	Apr 17, 2020
Property Address	205 PROSPECT ST, ITHACA, NY 14850-5717
Document Number	0000003489
Instrument Date	Mar 6, 2020
Instrument	3489
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	318 TAYLOR PL ITHACA NY 148503135, ITHACA, NY 14850-3135

Mortgage

Document Number	3491
Date	Apr 17, 2020
Instrument	3491

Lender

Name	TOMPKINS TR CO
Address	ITHACA, NY 14850

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Tompkins County and Ithaca City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
Municipality	Ithaca City
Unified School District	Ithaca City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,064.00	$486,000 (-) Land $53,100 Building $432,900	$486,000 (-) Land $53,100 Building $432,900
2023		$486,000 Land $53,100 Building $432,900	$486,000 Land $53,100 Building $432,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ITHACA CITY serves 29,457 people · EPA ID NY5404416
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorine dioxide resolved · Feb 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance, Fiberspark.

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