205 Outer Loop, Louisville, KY 40214 Property Records

Louisville/Jefferson County Metro Government property record for 205 Outer Loop, Louisville, KY 40214

Property Summary

Property Type	Residential Vacant Land
Lot Size	6.88 acres (299,693 sqft)
Owner	Individual Name on File
Last Sale	$213,000 (Mar 2022)
Tax Bill	$654 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`24105007400000`

Property Details

APN / Parcel Number

Primary APN	`24105007400000`
Alternative APNs	`105007400000` `00239423`

Exterior

Lot Area	299,693 sqft (6.88 acres)

Location & Zoning

Account Number	00239423
Street Address	205 OUTER LOOP
City	LOUISVILLE
State	KY
Zip	40214-5710
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	6.88 ACRE OUTER LOOP
Legal Subdivision	DL THOMAS
Legal Lot Number	740
Jurisdiction	JEFFERSON KY
Township / Civil Division	POND CREEK
Census Block Group	2
Census Block	2003
Census Tract	9105

Owner

205 Outer Loop, residential vacant land, is owned by an individual who bought it in March 2022.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	7503 LESANE DR, LOUISVILLE, KY 40214-4718
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2022 · Amount on File
Deed Sale	Mar 7, 2022 · Amount on File
Prior Sale	Aug 3, 2015 · Amount on File
Deed Document Number	0012294192
Deed Book / Page	12294 / 192
Record Updated	Jun 8, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Mar 7, 2022
Property Address	205 OUTER LOOP, LOUISVILLE, KY 40214-5710
Document Number	0000053007
Book / Page	D 12229 / 192
Instrument Date	Mar 4, 2022
Instrument	2022053007
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	SIGNATURE TITLE, SIGNATURE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	431 ROBERTS AVE, LOUISVILLE, KY 40214-3001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7503 LESANE DR, LOUISVILLE, KY 40214-4718

Mortgage

Document Number	0000053008
Date	Mar 7, 2022
Instrument	2022053008

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 205 Outer Loop was $654.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$654.00	$62,840 Land $62,840
2024			$62,840 (-57.94%) Land $62,840
2023	$1,640.00 (+245.26%)	$149,390 (+246.13%) Land $149,390	$149,390 (+246.13%) Land $149,390
2022	$475.00	$43,160 Land $43,160	$43,160 Land $43,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 205 Outer Loop in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (1996–2025)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 2 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 5 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 Outer Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
BluegrassNet Fixed Wireless	100 / 100

May also be available: AT&T, T-Mobile.

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