205 Opal Cir, Belton, TX 76513 Property Records

Bell County property record for 205 Opal Cir, Belton, TX 76513

Property Summary

Property Type	Mobile Home
Details	1,680 sqft · built 2008
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,167 (Feb 2024)
Tax Bill	$384 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0276592171`

Property Details

APN / Parcel Number

Primary APN	`0276592171`
Alternative APNs	`367720` `640123`

Interior

Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Architectural Style	Mobile Home
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	143 ft deep x 60 ft wide
Deck Area	16 sqft
Canopy	20 sqft
Storage Building	288 sqft

Location & Zoning

Street Address	205 OPAL CIR
City	BELTON
State	TX
Zip	76513-4211
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	NORTH PARK ADDITION PHASE TWO, BLOCK 002, LOT 0018, ACRES .198, MH LABEL# PFS1034739 SN1 MP1514906A
Legal Subdivision	NORTH PARK ADDITION PHASE TWO
Legal Block	2
Legal Lot Number	18
Jurisdiction	BELL TX
Township / Civil Division	BELTON
Census Block Group	2
Census Block	2002
Census Tract	21501

Owner

Source: Bell County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	205 OPAL CIR, BELTON, TX 76513-4211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 5, 2024	Vendor's Lien, Transfer · FHA Mortgage MLD MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2024 · Amount on Record
Deed Sale	Feb 5, 2024 · Amount on Record
Prior Sale	Mar 19, 2008 · Amount on Record
Deed Document Number	20244884
Prior Transfer Date	Mar 12, 2008
Prior Transfer Doc	0000011476
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Jul 21, 2026
Property Address	205 OPAL CIR, BELTON, TX 76513-4211
Document Number	0000036540
Instrument Date	Jul 15, 2026
Instrument	202636540
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 OPAL CIR, BELTON, TX 76513-4211

Mortgage

Document Number	0000036540,
Date	Jul 21, 2026
Instrument	202636540

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

February 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Feb 5, 2024
Property Address	205 OPAL CIR, BELTON, TX 76513-4211
Document Number	0000004884
Map Reference	CAB D SL 57-B
Instrument Date	Feb 5, 2024
Instrument	2024004884
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 OPAL CIR, BELTON, TX 76513-4211

Mortgage

Document Number	0000004885
Date	Feb 5, 2024
Instrument	2024004885

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Belton City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$384.00 (+28%)	$46,108 (-3.8%) Land $9,056 Building $37,052	$46,108 (-3.8%) Land $9,056 Building $37,052
2023	$300.00 (-7.98%) Homeowner's exemption Senior Citizen's exemption	$47,931 Land $9,056 Building $38,875	$47,931 Land $9,056 Building $38,875
2022	$326.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELTON serves 23,054 people · EPA ID TX0140002
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Western Broadband.

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