Lapeer County property record for 205 Oglethorpe Dr, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,400 sqft · built 1999 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $206,009 (Dec 2018) |
| Tax Bill | $3,554 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-360-042-00 |
| Primary APN | 008-360-042-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Flooring | Carpet |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 127 ft deep x 72 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 205 OGLETHORPE DR |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | T7N R9E POTTERS LAKE PARK LOT 41 & 42 & COM AT SE COR OF LOT 43, TH N 5 FT, TH WLY TO PT 36.9 FT N OF SW COR OF LOT 43, TH S |
| Legal Subdivision | POTTERS LAKE PARK |
| Legal Lot Number | 41-43 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 336000 |
205 Oglethorpe Dr is owned and occupied by an individual who bought it in December 2018.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 205 OGLETHORPE DR, LAPEER, MI 48446-2769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| May 4, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Dec 10, 2018 | Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2018 · Amount on File |
| Deed Sale | Dec 10, 2018 · Amount on File |
| Prior Sale | Jun 13, 2012 · Amount on File |
| Deed Document Number | 20183323 |
| Deed Book / Page | 2999 / 632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 205 OGLETHORPE DR, LAPEER, MI 48446-2769 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 205 OGLETHORPE DR, LAPEER, MI 48446-2769 |
| Document Number | 0031750001 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 3175/1 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 205 OGLETHORPE DR, LAPEER, MI 48446-2769 |
| Document Number | 0031000786 |
| Instrument Date | May 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 205 OGLETHORPE DR LAPEER MI 484462769, LAPEER, MI 48446-2769 |
| Document Number | 0031000786 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 003100/000786 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 11, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Dec 10, 2018 |
| Property Address | 205 OGLETHORPE DR, LAPEER, MI 48446-2769 |
| Document Number | 0029990632 |
| Book / Page | 002999 / 000632 |
| Instrument Date | Nov 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2019 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,545.07 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 205 OGLETHORPE DR LAPEER MI 484462769, LAPEER, MI 48446-2769 |
| Document Number | 29990635 |
|---|---|
| Date | Dec 10, 2018 |
| Book Page | 002999/000635 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 9, 2048 |
The 2025 property tax bill for 205 Oglethorpe Dr was $3,554 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,400 (+7.81%) | $336,800 (+7.81%) | |
| 2025 | $3,554.00 Homeowner's exemption | $156,200 | $312,400 |
| 2023 | $139,600 | $279,200 | |
| 2022 | $3,142.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 205 Oglethorpe Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 205 Oglethorpe Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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