205 N Oak Cv, Terry, MS 39170 Property Records

Hinds County property record for 205 N Oak Cv, Terry, MS 39170

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,792 sqft · built 2003
Lot Size	1.77 acres (77,509 sqft)
Owner	2 Individual Names on File
Last Sale	$374,100 (Nov 2015)
Tax Bill	$3,781 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4854-0487-828`

Property Details

APN / Parcel Number

Primary APN	`4854-0487-828`
Alternative APN	`161000000001030028`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,792 sqft Living Area
1st Floor Area	2,997 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	77,509 sqft
Garage Type	Attached
Garage Area	825 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	205 N OAK CV
City	TERRY
State	MS
Zip	39170-8145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 OAK VIEW SUBN PHASE III
Legal Subdivision	OAK VIEW SUB PH III
Legal Phase	3
Legal Lot Number	28
Jurisdiction	HINDS MS
Township / Civil Division	5
Census Block Group	1
Census Block	1012
Census Tract	11203

Owner

205 N Oak Cv is owned and occupied by two individuals who bought it in November 2015.

Source: Hinds County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	205 N OAK CV, TERRY, MS 39170-8145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2015 · Amount on File
Deed Sale	Nov 4, 2015 · Amount on File
Prior Sale	Jul 3, 2013
Deed Document Number	201519973
Deed Book / Page	7183 / 5075
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINDS MS
Property Address	205 N OAK CV, TERRY, MS 39170-8145
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 N OAK CV, TERRY, MS 39170-8145

Mortgage

Document Number	0072640284
Date	Mar 31, 2021
Book Page	7264/284
Instrument	1747680

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 205 N Oak Cv was $3,781 with a homeowner's exemption, up 3.7% from the year before.

Source: Hinds County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Hinds County
Unified School District	Hinds County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,781.00 (+3.73%) Homeowner's exemption	$33,637 (+2.59%) Land $3,500 Building $30,137	$336,370 (+2.59%) Land $35,000 Building $301,370
2024	$3,645.00 (-0.22%)	$32,789 (-) Land $3,500 Building $29,289	$327,890 (-) Land $35,000 Building $292,890
2023	$3,653.00 (-5.36%) Homeowner's exemption	$32,789 (-) Land $3,500 Building $29,289	$327,890 (-) Land $35,000 Building $292,890
2022	$3,860.00 Homeowner's exemption	$32,789 Land $3,500 Building $29,289	$327,890 Land $35,000 Building $292,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 205 N Oak Cv in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 19, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2011–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 N Oak Cv is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSON serves 189,673 people · EPA ID MS0250008
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Apr 2025 Total trihalomethanes resolved · Apr 2025 Turbidity not recorded as resolved · Jul 2022
Treatment and Procedure	Corrosion control currently in violation since Jan 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20