205 N Main St, Payson, IL 62360 Property Records

Adams County property record for 205 N Main St, Payson, IL 62360

Property Summary

Property Type	Single Family Home
Lot Size	0.47 acres (20,280 sqft)
Owner	Individual Name on Record
Tax Bill	$1,762 (2024)
Deeds & Mortgages	Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`180043000000`

Property Details

APN / Parcel Number

Primary APN	`180043000000`

Exterior

Lot Area	20,280 sqft (0.47 acres)

Location & Zoning

Street Address	205 N MAIN ST
City	PAYSON
State	IL
Zip	62360-1173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 ORIGINAL PAYSON N 1/2 LOTS 27 & 28
Legal Range	7W
Legal Township	3S
Legal Section	7
Legal Subdivision	SCARBOROUGH BERNARD AND THOMPSONS PLAT
Legal Lot Number	28,27
Jurisdiction	ADAMS IL
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3010
Census Tract	10302

Owner

Source: Adams County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	205 N MAIN ST, PAYSON, IL 62360-1173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Aug 12, 2019
Property Address	205 N MAIN ST, PAYSON, IL 62360-1173
Document Number	2019R05229
Instrument Date	Aug 9, 2019
Instrument	2019R-05229
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	205 N MAIN ST, PAYSON, IL 62360-1173

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Payson Township
Municipality	Payson Village
Unified School District	Payson Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,290 (+18.59%) Land $5,400 Building $33,890	$117,870 (+18.59%) Land $16,200 Building $101,670
2024	$1,762.00 (+16.77%)
2022		$33,130 Land $6,340 Building $26,790	$99,390 Land $19,020 Building $80,370
2021	$1,509.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON serves 1,386 people · EPA ID IL0010550
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams Telsystems Fiber	1,000 / 1,000
Nextlink Fixed Wireless	700 / 300
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Illinois Net Fixed Wireless	100 / 20