205 N Lakeshore Rd, Payson, AZ 85541 Property Records

Gila County property record for 205 N Lakeshore Rd, Payson, AZ 85541

Property Summary

Property TypeSingle Family Home
Details1,332 sqft · built 1997
Lot Size0.18 acres (7,841 sqft)
Owner2 Trust Names on File
Last Sale$453,000 (Jul 2024)
Tax Bill$2,233 (2025)
Deeds & MortgagesSep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN304-53-052

Property Details

APN / Parcel Number

Primary APN304-53-052
Alternative APNs
  • R034674
  • 034674

Interior

Stories1 Story
Building Area1,332 sqft Living Area
Gross Area1,816 sqft
1st Floor Area1,332 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area212 sqft
Canopy212 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account NumberR034674
Street Address205 N LAKESHORE RD
CityPAYSON
StateAZ
Zip85541-6221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION: 04 TOWNSHIP: 10N RANGE: 10E LOT 216 OF TRAILWOOD UNIT TWO OF PLAT 652 NW1/4 SEC 4 T10N R10E = 0.18 AC (OUT OF 304-51-108 & 304-01-318)
Legal Range10E
Legal Township10N
Legal Section04
Legal SubdivisionTRAILWOOD UNIT 2
Legal Lot Number216
Legal Unit2
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group1
Census Block1024
Census Tract301

Owner

205 N Lakeshore Rd is owner-occupied and held in a trust since December 2024.

Source: Gila County records, as of February 9, 2026

Owner of Record2 Trust Names on File
Mailing Address205 N LAKESHORE RD, PAYSON, AZ 85541-6221
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2024 · Amount on File
Deed SaleJul 10, 2024 · Amount on File
Prior SaleJun 7, 2011 · Amount on File
Deed Document Number20245741
Last Transfer DateDec 9, 2024
Transfer Doc0000010440
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address205 N LAKESHORE RD, PAYSON, AZ 85541-6221
Transaction TypeMortgage
Record UpdatedSep 30, 2025
Title CompanyEMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008446
DateSep 18, 2025
Instrument2025-008446
Lender
NameAZ MORTGAGE GROUP LLC
AddressSCOTTSDALE, AZ 85254
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueOct 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 205 N Lakeshore Rd was $2,233.

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$29,191 Land $6,292 Building $22,899$291,909 Land $62,919 Building $228,990
2025$2,233.00
2024$28,466 Land $5,972 Building $22,494$284,664 Land $59,722 Building $224,942
2023$2,073.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 205 N Lakeshore Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 N Lakeshore Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PAYSON
serves 17,682 people · EPA ID AZ0404032
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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