205 N Clinton St, Dwight, IL 60420 Property Records

Livingston County property record for 205 N Clinton St, Dwight, IL 60420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,591 sqft · built 1940
Lot Size	0.312 acres (13,612 sqft)
Owner	Individual Name on Record
Tax Bill	$4,745 (2025)
Deeds & Mortgages	Aug 2018 Reverse Mortgage Aug 2018 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-05-04-352-039`

Property Details

APN / Parcel Number

Primary APN	`05-05-04-352-039`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,591 sqft Living Area
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	13,612 sqft (0.312 acres)
Lot Dimensions	225 ft deep x 60.5 ft wide
Garage Type	Detached
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	205 N CLINTON ST
City	DWIGHT
State	IL
Zip	60420-1258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05-04-352-039 LOT 60.5 X 225 N60.5' S67.5' E225' LOT 4 HETZEL & ROMBERGER ADD
Legal Subdivision	HETZEL & ROMBERGER ADD
Legal Lot Number	4,60
Jurisdiction	LIVINGSTON IL
Township / Civil Division	DWIGHT
Census Block Group	1
Census Block	1023
Census Tract	960100

Owner

Source: Livingston County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	205 N CLINTON ST, DWIGHT, IL 60420-1258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2018	Deed of Trust, Mortgage · Reverse Mortgage TOP FLITE FINANCIAL INC
Aug 14, 2018	Deed of Trust, Mortgage · Reverse Mortgage HUD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2016
Deed Sale	Apr 18, 2016
Prior Sale	Mar 29, 2010 · Amount on Record
Deed Document Number	20161398
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	205 N CLINTON ST, DWIGHT, IL 60420-1258
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2018R03248
Date	Aug 14, 2018
Instrument	2018R-03248

Lender

Name	TOP FLITE FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Index	1-Month LIBOR

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	205 N CLINTON ST, DWIGHT, IL 60420-1258
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2018R03249
Date	Aug 14, 2018
Instrument	2018R-03249

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Index	1-Month LIBOR

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Dwight Township
Municipality	Dwight Village
Elementary School District	Dwight Common School District 232 (PK - 08)
Secondary School District	Dwight Township High School District 230 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,745.00	$63,576 Land $8,848 Building $54,728	$190,728 Land $26,544 Building $164,184

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DWIGHT serves 4,400 people · EPA ID IL1050250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2018–2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Arsenic resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

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