Bremer County property record for 205 N Carpenter St, Sumner, IA 50674
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,856 sqft · built 1915 |
| Lot Size | 0.296 acres (12,894 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,000 (Jul 2025) |
| Tax Bill | $2,574 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-24-362-007 |
| Primary APN | 04-24-362-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,856 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Basement Area | 926 sqft |
| Finished Basement | 350 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,894 sqft (0.296 acres) |
| Lot Dimensions | 140 ft deep x 94 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 205 N CARPENTER ST |
|---|---|
| City | SUMNER |
| State | IA |
| Zip | 50674-1435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24-93-11 ORIGINAL LOT 1 BLK 13 EX S 54' & LOT 2 BLK 13 EX S 54' E 30' & S 94' W 36' & E 8' LOT 3 BLK 13 & EX S |
| Legal Range | 11W |
| Legal Township | 93N |
| Legal Section | 24 |
| Legal Subdivision | SUMNER (ORIGINAL TOWN) |
| Legal Block | 13 |
| Legal Lot Number | 1-3 |
| Jurisdiction | BREMER IA |
| Township / Civil Division | SUMNER |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 4700 |
205 N Carpenter St is owned and occupied by two individuals who bought it in July 2025.
Source: Bremer County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 205 N CARPENTER ST, SUMNER, IA 50674-1435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2025 · Amount on File |
| Deed Sale | Jul 15, 2025 · Amount on File |
| Prior Sale | Jul 21, 2023 · Amount on File |
| Deed Document Number | 20252245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Jul 21, 2023 |
| Property Address | 205 N CARPENTER ST, SUMNER, IA 50674-1435 |
| Document Number | 0020232058 |
| Map Reference | DOC 2004-964 |
| Instrument Date | Jul 17, 2023 |
| Instrument | 20232058 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $131.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 110 1 2 1ST ST, SUMNER, IA 50674 |
| Document Number | 0020232059 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 20232059 |
| Name | NORTHEAST SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 17, 2053 |
The 2025 property tax bill for 205 N Carpenter St was $2,574.
Source: Bremer County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Bremer County |
| Municipality | Sumner City |
| Unified School District | Sumner-Fredericksburg Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,574.00 | $165,340 Land $18,940 Building $146,400 | $165,340 Land $18,940 Building $146,400 |
| 2023 | $72,350 (+20.72%) Land $18,520 Building $53,830 | $72,350 (+20.72%) Land $18,520 Building $53,830 | |
| 2022 | $1,082.00 (+21.03%) Homeowner's exemption | $59,930 Land $18,520 Building $41,410 | $59,930 Land $18,520 Building $41,410 |
| 2021 | $894.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 205 N Carpenter St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2004–2017) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 205 N Carpenter St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMNER WATER SUPPLY serves 2,030 people · EPA ID IA0970006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Hawkeye Telephone Fiber | 1,000 / 1,000 |
| Northeast Iowa Telephone Company Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
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