205 N 14th St, Olean, NY 14760 Property Records

Cattaraugus County and Olean City property record for 205 N 14th St, Olean, NY 14760

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,538 sqft · built 1915
Lot Size	0.104 acres (4,540 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Apr 2025)
Tax Bill	$2,377 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Feb 2019 Sale
APN	`041200 94.055-4-15`

Property Details

APN / Parcel Number

Primary APN	`041200 94.055-4-15`
Alternative APNs	`120009405500040150000000` `016885`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,538 sqft Living Area
1st Floor Area	818 sqft
2nd Floor Area	720 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,540 sqft (0.104 acres)
Lot Dimensions	106 ft deep x 42.8 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	238 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	016885
Street Address	205 N 14TH ST
City	OLEAN
State	NY
Zip	14760-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	4
Legal Lot Number	15.000
Jurisdiction	CATTARAUGUS NY
Township / Civil Division	OLEAN
Census Block Group	2
Census Block	2002
Census Tract	961600

Owner

Source: Cattaraugus County and Olean City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	205 N 14TH ST, OLEAN, NY 14760-2020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Warranty Deed, Transfer · FHA Mortgage NAVY FCU
Feb 12, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2025 · Amount on Record
Deed Sale	Apr 16, 2025 · Amount on Record
Prior Sale	Mar 11, 2022 · Amount on Record
Deed Document Number	2025202504835
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATTARAUGUS NY
Recording Date	Mar 11, 2022
Property Address	205 N 14TH ST, OLEAN, NY 14760-2020
Document Number	0000013089
Instrument Date	Mar 3, 2022
Instrument	202213089
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	205 N 14TH ST, OLEAN, NY 14760-2020

Mortgage

Document Number	0000013090
Date	Mar 11, 2022
Instrument	202213090

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CATTARAUGUS NY
Recording Date	Feb 12, 2019
Property Address	205 N 14TH ST, OLEAN, NY 14760-2020
Document Number	0311206005
Book / Page	031120 / 006005
Instrument Date	Feb 12, 2019
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	339 HAMILTON AVE OLEAN NY 147601765, OLEAN, NY 14760-1765

Tax Assessment & Valuation

Source: Cattaraugus County and Olean City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cattaraugus County
Municipality	Olean City
Unified School District	Olean City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,377.00 (+0.72%)
2025	$2,360.00 (+1.68%)	$61,500 (-) Land $4,300 Building $57,200	$86,620 (+9.86%) Land $6,056 Building $80,564
2024	$2,321.00
2023		$61,500 Land $4,300 Building $57,200	$78,846 Land $5,513 Building $73,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLEAN CITY serves 14,500 people · EPA ID NY0400345
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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