Blue Earth County property record for 205 Mill St, Saint Clair, MN 56080
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 864 sqft · built 1920 |
| Lot Size | 0.206 acres (8,973 sqft) |
| Owner | Individual Name on File |
| Last Sale | $206,000 (Jul 2024) |
| Tax Bill | $2,480 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R17.15.08.457.003 |
| Primary APN | R17.15.08.457.003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Basement Area | 225 sqft |
| Finished Basement | 225 sqft |
| Unfinished Basement | 225 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Composition Shingle |
| Lot Area | 8,973 sqft (0.206 acres) |
| Lot Dimensions | 66 ft deep x 129 ft wide |
| Garage Type | Detached |
| Garage Area | 660 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Patio Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 205 MILL ST |
|---|---|
| City | SAINT CLAIR |
| State | MN |
| Zip | 56080-7504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILTON TOWNSITE EXC N65' 004 001 00 |
| Legal Range | 25 |
| Legal Township | 107 |
| Legal Section | 08 |
| Legal Subdivision | HILTON |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | BLUE EARTH MN |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 171300 |
205 Mill St is owned by an individual who bought it in July 2024.
Source: Blue Earth County records, as of May 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | SAINT CLAIR, MN 56080 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage KEEN BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2024 · Amount on File |
| Deed Sale | Jul 26, 2024 · Amount on File |
| Prior Sale | Oct 29, 2013 · Amount on File |
| Deed Document Number | 20241677656 |
| Prior Transfer Date | Oct 25, 2013 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Property Address | 205 MILL ST, SAINT CLAIR, MN 56080-7504 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Title Company | UNKNOWN, MN |
| Name | Verified Name |
|---|
| Document Number | 00620CR159 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 620CR159 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Property Address | 205 MILL ST, SAINT CLAIR, MN 56080 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00609CR309 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 609CR309 |
| Name | KEEN BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
The 2026 property tax bill for 205 Mill St was $2,480.
Source: Blue Earth County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Blue Earth County |
| Municipality | St. Clair City |
| Unified School District | St. Clair Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,480.00 | $175,200 (+0.57%) Land $21,800 Building $153,400 | $175,200 (+0.57%) Land $21,800 Building $153,400 |
| 2025 | $174,200 (+14.15%) Land $21,800 Building $152,400 | $174,200 (+14.15%) Land $21,800 Building $152,400 | |
| 2024 | $3,852.00 (-0.36%) Homeowner's exemption | $152,600 (-1.23%) Land $21,800 Building $130,800 | $152,600 (-1.23%) Land $21,800 Building $130,800 |
| 2023 | $3,866.00 Homeowner's exemption | $154,500 Land $21,800 Building $132,700 | $154,500 Land $21,800 Building $132,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 205 Mill St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective March 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (1984–2016) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 205 Mill St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Clair serves 846 people · EPA ID MN1070017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| GigFire Fixed Wireless | 150 / 130 |
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