205 Main St W, Maynard, IA 50655 Property Records

Fayette County property record for 205 Main St W, Maynard, IA 50655

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2 bd · 1.5 ba · 3,176 sqft · built 1895
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on File
Last Sale$115,000 (Oct 2020)
Tax Bill$2,354 (2026)
Deeds & MortgagesDec 2020 Mortgage
Oct 2020 Sale
Flood ZoneZone X (minimal risk)
APN1423103009

Property Details

APN / Parcel Number

Primary APN1423103009

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,176 sqft Gross Area
1st Floor Area1,320 sqft
Basement Area1,320 sqft
Unfinished Basement330 sqft

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialShingle
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area888 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address205 MAIN ST W
CityMAYNARD
StateIA
Zip50655-7655
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionLOTS 1 & 2 BLK 8 MAYNARD
Legal SubdivisionMAYNARD
Legal Block8
Legal Lot Number1,2
JurisdictionFAYETTE IA
Township / Civil DivisionHARLAN
Census Block Group1
Census Block1062
Census Tract80300

Owner

205 Main St W, a commercial property, is owned and occupied by two individuals who bought it in October 2020.

Source: Fayette County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address205 MAIN ST W, MAYNARD, IA 50655-7655
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY BANK OF OELWEIN
Oct 26, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2020 · Amount on File
Deed SaleOct 26, 2020 · Amount on File
Deed Document Number20203346
Deed Book / Page2020 / 3346
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE IA
Property Address205 MAIN ST W, MAYNARD, IA 50655-7655
Transaction TypeMortgage
Record UpdatedOct 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number02020/3967
DateDec 17, 2020
Book Page2020/3967
Instrument2020-3967
Lender
NameCOMMUNITY BANK OF OELWEIN
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueNov 1, 2040
Interest
Rate TypeFixed Rate

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAYETTE IA
Recording DateOct 26, 2020
Property Address205 MAIN ST W, MAYNARD, IA 50655-7655
Document Number02020/3346
Book / Page2020 / 3346
Instrument DateOct 15, 2020
Instrument2020-3346
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount on Record
Tax$183.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address205 MAIN ST W, MAYNARD, IA 50655-7655
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 205 Main St W was $2,354 with exemptions applied.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateIowa
CountyFayette County
MunicipalityMaynard City
Unified School DistrictWest Central Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,354.00$155,490 (-) Land $4,900 Building $150,590$155,490 (-) Land $4,900 Building $150,590
2025$2,354.00 (+23.12%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$155,490 Land $4,900 Building $150,590$155,490 Land $4,900 Building $150,590
2024$1,912.00
2023$135,080 (+25.73%) Land $4,900 Building $130,180$135,080 Land $4,900 Building $130,180
2022$2,034.00 Homeowner's exemption$107,440 Land $4,080 Building $103,360
2021$107,440 Land $4,080 Building $103,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 205 Main St W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 205 Main St W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAYNARD WATER SUPPLY
serves 476 people · EPA ID IA3350059
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hawkeye Telephone
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Windstream
DSL
200 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

Nearby Properties on Main St W

Nearby Streets

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